Rockingham County property record for 196 Estes Rd, Ruffin, NC 27326
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,048 sqft · built 1972 |
| Lot Size | 4.55 acres (198,198 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,067 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8938-04-50-0141-00 |
| Primary APN | 8938-04-50-0141-00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,048 sqft Finished Area |
| 1st Floor Area | 2,048 sqft |
| Basement Area | 2,048 sqft |
| Unfinished Basement | 2,048 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 198,198 sqft (4.55 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Patio Area | 256 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 162858 |
|---|---|
| Street Address | 196 ESTES RD |
| City | RUFFIN |
| State | NC |
| Zip | 27326-9115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES PROTEC |
| Legal Description | 4.55 AC SR 1929 WHARTON CHARLES SURVEY |
| Jurisdiction | ROCKINGHAM NC |
| Township / Civil Division | RUFFIN |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 40102 |
Source: Rockingham County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 196 ESTES RD, RUFFIN, NC 27326-9115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKINGHAM NC |
| Property Address | 196 ESTES RD, RUFFIN, NC 27326-9115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000562966 |
|---|---|
| Date | May 8, 2017 |
| Book Page | 1524/0729 |
| Instrument | 562966 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Rockingham County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rockingham County |
| Unified School District | Rockingham County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,067.00 (-1.9%) | $312,576 (-) Land $23,243 Building $289,333 | $312,576 (-) Land $23,243 Building $289,333 |
| 2025 | $2,107.00 (+53.57%) | $312,576 (+89.07%) Land $23,243 Building $289,333 | $312,576 (+89.07%) Land $23,243 Building $289,333 |
| 2023 | $1,372.00 | $165,322 Land $21,130 Building $144,192 | $165,322 Land $21,130 Building $144,192 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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