230 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 230 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,254 sqft · built 1890
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$1,690,000 (Jun 2023)
Tax Bill	$28,707 (2024)
Deeds & Mortgages	May 2026 Mortgage Jun 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`12-21-108-046`

Property Details

APN / Parcel Number

Primary APN	`12-21-108-046`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,254 sqft Living Area
Gross Area	5,134 sqft
1st Floor Area	2,024 sqft
Upper Floors Area	1,436 sqft
Basement Area	1,058 sqft
Finished Basement	794 sqft
Unfinished Basement	264 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	127 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	211 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Water Source	Commercial

Location & Zoning

Street Address	230 E NORTH AVE
City	LAKE BLUFF
State	IL
Zip	60044-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF LAKE BLUFF NORTH ADD; E 5 LT28 & ALL LTS 29 & 30 BLOCK 42
Legal Subdivision	VILLAGE OF LAKE BLUFF NORTH ADD
Legal Block	42
Legal Lot Number	29-30
Jurisdiction	LAKE IL
Township / Civil Division	SHIELDS
Census Block Group	2
Census Block	2045
Census Tract	863300

Owner

Source: Lake County records · APN 12-21-108-046

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24A ANGLE LN, SHEPERTH, IL
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage ORIGINPOINT LLC
Sep 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 10, 2020	Deed of Trust, Mortgage BANK OF AMERICA
Jan 19, 2018	Deed of Trust, Mortgage · Line of Credit LAKE FOREST BK&TR
Jun 07, 2017	Warranty Deed, Transfer TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Jun 07, 2017 · Amount on Record
Deed Document Number	20237980413
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Recording Date	May 01, 2026
Property Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136
Document Number	0008166586
Instrument Date	Apr 22, 2026
Instrument	20268166586
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136

Mortgage

Document Number	0008166586,
Date	May 01, 2026
Instrument	20268166586

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 22, 2023
Property Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136
Document Number	0007980413
Map Reference	DOC 33760
Instrument Date	Jun 16, 2023
Instrument	7980413
Transaction Type	Transfer
Record Updated	Jul 03, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136

Mortgage

Document Number	0007980415
Date	Jun 22, 2023
Instrument	7980415

Lender

Name	ORIGINPOINT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Jul 01, 2033
Change Frequency	6 Months
Min Rate At Change	3.25%
Max Rate At Change	12.6%
Index	Other
Max Rate	12.6%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136
Transaction Type	Mortgage
Record Updated	Nov 03, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007829844
Date	Sep 28, 2021
Instrument	7829844

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Sep 01, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	7.12%
Index	Other
Max Rate	7.12%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136
Document Number	0007648622
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	May 11, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	230 E NORTH AVE LAKE BLUFF IL 600442136, LAKE BLUFF, IL 60044-2136

Mortgage

Document Number	0007648622
Date	Apr 17, 2020
Instrument	7648622

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 16, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136
Document Number	0007463413
Instrument Date	Jan 19, 2018
Transaction Type	Mortgage
Record Updated	Feb 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E NORTH AVE LAKE BLUFF IL 600442136, LAKE BLUFF, IL 60044-2136

Mortgage

Document Number	0007463413
Date	Feb 12, 2018
Instrument	7463413

Lender

Name	LAKE FOREST BK&TR
Type	Bank
Address	LAKE FOREST, IL 60045

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.5%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IL
Recording Date	Jun 07, 2017
Property Address	230 E NORTH AVE, LAKE BLUFF, IL 60044-2136
Document Number	0007400781
Instrument Date	May 19, 2017
Instrument	7400781
Transaction Type	Transfer
Record Updated	Jun 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transaction

Amount	Amount Recorded
Tax	$1,543.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	230 E NORTH AVE LAKE BLUFF IL 600442136, LAKE BLUFF, IL 60044-2136

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	Shields Township
Municipality	Lake Bluff Village
Elementary School District	Lake Bluff Elementary School District 65 (KG - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$463,286 (+30.04%) Land $170,098 Building $293,188	$1,389,997 (+30.04%) Land $510,345 Building $879,652
2024	$28,707.00 (+22.87%)
2023	$23,363.00 (+3.64%)	$356,257 (+5.97%) Land $130,802 Building $225,455	$1,068,878 (+5.97%) Land $392,445 Building $676,433
2022	$22,543.00	$336,200 Land $123,438 Building $212,762	$1,008,701 Land $370,351 Building $638,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
AT&T	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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