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227 E North Ave, Lake Bluff, IL 60044 Property Records

Lake County property record for 227 E North Ave, Lake Bluff, IL 60044 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,736 sqft · built 1986
Lot Size0.215 acres (9,374 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (Oct 2021)
Tax Bill$22,043 (2024)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-21-112-010

Property Details

APN / Parcel Number

Primary APN12-21-112-010

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,736 sqft Living Area
Gross Area4,226 sqft
1st Floor Area1,896 sqft
Upper Floors Area840 sqft
Basement Area1,050 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area9,374 sqft (0.215 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address227 E NORTH AVE
CityLAKE BLUFF
StateIL
Zip60044-2135
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTFIELD RESUB; LT5 LOT 5
Legal SubdivisionWESTFIELD RESUB
Legal Lot Number5
JurisdictionLAKE IL
Township / Civil DivisionSHIELDS
Census Block Group2
Census Block2044
Census Tract863300

Owner

Source: Lake County records · APN 12-21-112-010

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address227 E NORTH AVE, LAKE BLUFF, IL 60044-2135
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 07, 2021Deed, Transfer · Conventional Mortgage
PREMIA MORTGAGE LLC
Jul 15, 2017Deed of Trust, Mortgage · Line of Credit
LAKE FOREST BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 07, 2021 · Amount on Record
Deed SaleOct 07, 2021 · Amount on Record
Prior SaleNov 11, 1998 · Amount on Record
Deed Document Number20217832473
Prior Transfer DateAug 06, 2014
Prior Transfer Doc0007123679
Record UpdatedJun 08, 2026

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionLAKE IL
Recording DateOct 07, 2021
Property Address227 E NORTH AVE, LAKE BLUFF, IL 60044-2135
Document Number0007832473
Map ReferenceDOC 2412705
Instrument DateJul 23, 2021
Instrument7832473
Transaction TypeTransfer
Record UpdatedNov 09, 2021
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$825.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address227 E NORTH AVE, LAKE BLUFF, IL 60044-2135

Mortgage

Document Number0007832474
DateOct 07, 2021
Instrument7832474
Lender
NamePREMIA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueSep 01, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IL
Property Address227 E NORTH AVE, LAKE BLUFF, IL 60044-2135
Document Number0007413796
Instrument DateJul 15, 2017
Transaction TypeMortgage
Record UpdatedAug 08, 2017
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address227 E NORTH AVE LAKE BLUFF IL 600442135, LAKE BLUFF, IL 60044-2135

Mortgage

Document Number0007413796
DateJul 25, 2017
Instrument7413796
Lender
NameLAKE FOREST BK&TR
TypeBank
AddressLAKE FOREST, IL 60045
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyLake County
County SubdivisionShields Township
MunicipalityLake Bluff Village
Elementary School DistrictLake Bluff Elementary School District 65 (KG - 08)
Secondary School DistrictLake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$357,772 (+20.58%) Land $131,647 Building $226,125$1,073,423 (+20.58%) Land $394,980 Building $678,443
2024$22,043.00 (+13.73%)
2023$19,382.00 (+3.62%)$296,697 (+5.97%) Land $109,174 Building $187,523$890,180 (+5.97%) Land $327,555 Building $562,625
2022$18,705.00$279,994 Land $103,028 Building $176,966$840,066 Land $309,115 Building $530,951

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (17097C), updated February 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170978633002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1983)
Most Recent ClaimAug 1983, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 313 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
AT&TFiber1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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