230 E Mariners Cay, Folly Beach, SC 29439 Property Records

Charleston County property record for 230 E Mariners Cay, Folly Beach, SC 29439

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,176 sqft · built 1983
Lot Size	10.7 acres (468,082 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Mar 2021)
Tax Bill	$1,890 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`328-00-00-134`

Property Details

APN / Parcel Number

Primary APN	`328-00-00-134`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,176 sqft Living Area
Upper Floors Area	588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Condo/Apartment
Foundation Type	Slab (Mat/Raft)
Lot Area	468,082 sqft (10.7 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	230 E MARINERS CAY
City	FOLLY BEACH
State	SC
Zip	29439
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SUBDIVISION NAME -MARINERS CAY RACQUET AND YACHT CLUB DESCRIPTION -APT 230 BL 2 PH IIIA % OWNERSHIP OF COM ELEM .0077%
Legal Subdivision	MARINERS CAY RACQUET AND YACHT CLUB
Legal Phase	3A
Jurisdiction	CHARLESTON SC
Township / Civil Division	JAMES ISLAND
Census Block Group	3
Census Block	3027
Census Tract	2009

Owner

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 1624, FOLLY BEACH, SC 29439-1624
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Book / Page	965 / 578
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLESTON SC
Recording Date	Mar 2, 2021
Property Address	230 E MARINERS CAY, FOLLY BEACH, SC 29439
Document Number	0009650578
Book / Page	965 / 578
Map Reference	MB N132 PG 35
Instrument Date	Feb 19, 2021
Transaction Type	Transfer
Record Updated	Jul 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1624, FOLLY BEACH, SC 29439-1624

Mortgage

Document Number	0000965579
Date	Mar 2, 2021
Instrument	965/579

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Folly Beach City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,890.00 (+6.66%)	$402,500 (+2,664.42%) Land $132,800 Building $269,700	$531,300 (+51.8%) Land $132,800 Building $398,500
2024	$1,772.00 (+4.54%)	$14,560 (-)
2022	$1,695.00	$14,560	$350,000 (-) Land $120,000 Building $230,000
2020			$350,000 Land $120,000 Building $230,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 121 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	385 units insured incl. 264 condo units
Nearby Flood Claims	21 (2015–2024)
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Irma, Sep 2017 · 12 claims Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLLY BEACH CITY OF (1010005) serves 5,086 people · EPA ID SC1010005
Water Source	Purchased surface water from CHARLESTON WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20