220 E Mariners Cay, Folly Beach, SC 29439 Property Records

Charleston County property record for 220 E Mariners Cay, Folly Beach, SC 29439

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 1,176 sqft · built 1983
Lot Size10.7 acres (468,082 sqft)
OwnerIndividual Name on File
Last Sale$542,500 (Mar 2025)
Tax Bill$1,737 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Mar 2019 Sale & Mortgage
+ 2 more
Flood ZoneZone AE (high risk)
APN328-00-00-124

Property Details

APN / Parcel Number

Primary APN328-00-00-124

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,176 sqft Living Area
Upper Floors Area588 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Architectural StyleCondo/Apartment
Foundation TypeSlab (Mat/Raft)
Lot Area468,082 sqft (10.7 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address220 E MARINERS CAY
CityFOLLY BEACH
StateSC
Zip29439
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionSUBDIVISION NAME -MARINERS CAY RACQUET AND YACHT CLUB DESCRIPTION -APT 220 BL 2 PH IIIA % OWNERSHIP OF COM ELEM .0077%
Legal SubdivisionMARINERS CAY RACQUET AND YACHT CLUB
Legal Phase3A
JurisdictionCHARLESTON SC
Township / Civil DivisionJAMES ISLAND
Census Block Group3
Census Block3027
Census Tract2009

Owner

220 E Mariners Cay, a condominium, is owned by an individual who bought it in March 2025.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address220 LITTLE OAK ISLAND DR, FOLLY BEACH, SC 29439
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 10, 2020Grant Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MTG
Mar 7, 2019Warranty Deed, Transfer · Conventional with PMI
SOUTHERN TR MTG
Mar 13, 2018Quit Claim Deed, Transfer
OTHER
Aug 9, 2017Grant Deed, Transfer · Conventional Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2025 · Amount on File
Deed SaleMar 26, 2025 · Amount on File
Prior SaleDec 10, 2020 · Amount on File
Deed Book / Page1303 / 131
Prior Transfer DateFeb 23, 2018
Prior Transfer Doc0704/0295
Record UpdatedOct 29, 2026

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateDec 10, 2020
Property Address220 E MARINERS CAY FOLLY BCH, FOLLY BEACH, SC 29439
Document Number0942/0605
Book / Page000942 / 000605
Instrument DateNov 24, 2020
Transaction TypeTransfer
Record UpdatedFeb 3, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address11030 CHRISTCHURCH WAY #304 KNOXVILLE TN 379323466, 304, KNOXVILLE, TN 37932-3466

Mortgage

Document Number942/0607
DateDec 10, 2020
Book Page000942/000607
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueDec 9, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHARLESTON SC
Recording DateMar 7, 2019
Property Address220 E MARINERS CAY FOLLY BCH, FOLLY BEACH, SC 29439
Document Number0781/0617
Book / Page000781 / 000617
Instrument DateMar 1, 2019
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$357.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1 COOL BLOW ST #327 CHARLESTON SC 294034275, 327, CHARLESTON, SC 29403-4275

Mortgage

Document Number781/0621
DateMar 7, 2019
Book Page000781/000621
Lender
NameSOUTHERN TR MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 6, 2049

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHARLESTON SC
Recording DateMar 13, 2018
Property Address220 E MARINERS CAY FOLLY BCH, FOLLY BEACH, SC 29439
Document Number0704/0295
Book / Page000704 / 000295
Instrument DateFeb 23, 2018
Transaction TypeTransfer
Record UpdatedApr 4, 2018
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address303 GUDRUN RD COLUMBUS OH 432021404, COLUMBUS, OH 43202-1404

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHARLESTON SC
Recording DateAug 9, 2017
Property Address220 E MARINERS CAY FOLLY BCH, FOLLY BEACH, SC 29439
Document Number0658/0518
Book / Page000658 / 000518
Instrument DateJun 29, 2017
Transaction TypeTransfer
Record UpdatedSep 11, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address303 GUDRUN RD COLUMBUS OH 432021404, COLUMBUS, OH 43202-1404

Mortgage

Document Number658/0522
DateAug 9, 2017
Book Page000658/000522
Lender
NameMORTGAGE NTWK
TypeMortgage Company
AddressDANVERS, MA 01923
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 8, 2047
Interest
Rate TypeAdjustable Rate
Rate3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 220 E Mariners Cay was $1,737, up 5.9% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityFolly Beach City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,737.00 (+5.85%)$460,000 (+2,775%) Land $80,500 Building $379,500$531,300 Land $132,800 Building $398,500
2024$1,641.00$16,000
2022$1,586.00$16,000$400,000 Land $70,000 Building $330,000
2020$400,000 Land $70,000 Building $330,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 220 E Mariners Cay in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 121 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies385 units insured
incl. 264 condo units
Nearby Flood Claims21 (2015–2024)
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Irma, Sep 2017 · 12 claims
  • Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 220 E Mariners Cay is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 67% of South Carolina
Wildfire Likelihood0.06% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFOLLY BEACH CITY OF (1010005)
serves 5,086 people · EPA ID SC1010005
Water SourcePurchased surface water from CHARLESTON WATER SYSTEM
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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