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230 E FM 120, Denison, TX 75021 Property Records

Grayson County property record for 230 E FM 120, Denison, TX 75021

Property Summary

Property TypeRural Home
Details1 ba · 644 sqft · built 1940
Lot Size29.7 acres (1,297,914 sqft)
Owner2 Individual Names on Record
Tax Bill$274 (2024)
Deeds & MortgagesAug 2021 Mortgage
Jun 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN066 0444023

Property Details

APN / Parcel Number

Primary APN066 0444023
Alternative APN
  • 112371

Interior

Full Baths1 Bath
Building Area644 sqft Living Area
1st Floor Area644 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1978
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area1,297,914 sqft (29.7 acres)
Garage TypeCarport
CarportCarport
Carport Area325 sqft
Parking Spaces1 Parking Space
PorchEnclosed Porch
Porch Area420 sqft
Utility Building300 sqft

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number112371
Old Parcel Number066 0444023
Street Address230 E FM 120
CityDENISON
StateTX
Zip75021-7006
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionG-0444 GARRETSON WM & HRS A-G0444, ACRES 29.796
Legal SubdivisionGARRETSON WM & HRS A-G0444
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group2
Census Block2019
Census Tract200

Owner

Source: Grayson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address230 E FM 120, DENISON, TX 75021-7006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FIRST UNITED BANK & TRUST CO
Jun 29, 2020Vendor's Lien, Transfer · Commercial Mortgage
FIRST UNITED BANK & TRUST CO
Jan 16, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 29, 2020
Deed SaleJun 29, 2020
Deed Document Number2020-00015876
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address230 E FM 120, DENISON, TX 75021-7006
Transaction TypeMortgage
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027263
DateAug 12, 2021
Instrument2021-00027263
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
AddressDURANT, OK 74701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

June 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionGRAYSON TX
Recording DateJun 29, 2020
Property Address230 E FM 120, DENISON, TX 75021-7006
Document Number0000015876
Instrument DateJun 26, 2020
Instrument2020-00015876
Transaction TypeTransfer
Record UpdatedOct 14, 2021
Title CompanyGRAYSON COUNTY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2809 SHAWN DR, DENISON, TX 75020-5623

Mortgage

Document Number0000015877
DateJun 29, 2020
Instrument2020-00015877
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Special NotesSeller Financed
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGRAYSON TX
Recording DateJan 16, 2020
Property Address230 E FM 120, DENISON, TX 75021-7006
Document Number0000001259
Instrument DateDec 4, 2019
Instrument1259
Transaction TypeTransfer
Record UpdatedFeb 5, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address1405 ARCADIA AVE AUSTIN TX 787572902, AUSTIN, TX 78757-2902

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$85,154 (-2%) Land $22,738 Building $62,416$708,465 (+25.57%) Land $646,049 Building $62,416
2024$274.00 (-77.36%)
2023$86,894 Land $35,264 Building $51,630$564,182 Land $512,552 Building $51,630
2022$1,210.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK RIDGE SOUTH GALE WSC
serves 3,153 people · EPA ID TX0910033
Water SourcePurchased surface water from CITY OF DENISON
Last State InspectionFeb 2025
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Bluepeak
Fiber		5,000 / 5,000
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: Metronet, Nextlink, TekWav.

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