230 Commerce Ave, Atwater, CA 95301 Property Records

Merced County property record for 230 Commerce Ave, Atwater, CA 95301

Property Summary

Property Type	General Industrial
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on Record
Last Sale	$700,000 (Apr 2013)
Tax Bill	$9,369 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056-390-006-000`

Property Details

APN / Parcel Number

Primary APN	`056-390-006-000`
Alternative APN	`056-390-006`

Exterior

Lot Area	130,680 sqft

Location & Zoning

Old Parcel Number	056-390-006
Street Address	230 COMMERCE AVE
City	ATWATER
State	CA
Zip	95301-9500
Property Category	Industrial
Property Type	Industrial > General Industrial
Local Zoning Code	M2
Legal Description	PARCEL 2 PM 50-3 SEC 12/7/12
Legal Range	12E
Legal Township	7S
Legal Section	12
Legal Subdivision	BUHACH COLONY
Legal Lot Number	2
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	1
Census Block	1016
Census Tract	702

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1637 VALLEY ST, ATWATER, CA 95301-4261
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2025	Deed of Trust, Mortgage · Line of Credit TBO BANK
Nov 9, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK
Oct 18, 2017	Deed of Trust, Mortgage LINDA & JAMES GRAHAM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2013 · Amount on Record
Deed Sale	Apr 4, 2013 · Amount on Record
Deed Document Number	201312444
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	230 COMMERCE AVE, ATWATER, CA 95301-9500
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1637 VALLEY ST, ATWATER, CA 95301-4261

Mortgage

Document Number	0000026446
Date	Oct 2, 2025
Instrument	2025026446

Lender

Name	TBO BANK
Type	Bank
Address	ORRICK, MO 64077

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	230 COMMERCE AVE, ATWATER, CA 95301-9500
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037691
Date	Nov 9, 2017
Instrument	2017-037691

Lender

Name	FIRST COMMUNITY BANK
Type	Bank
Address	SANTA ROSA, CA 95401

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	230 COMMERCE AVE, ATWATER, CA 95301-9500
Document Number	0000037692
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1637 VALLEY ST ATWATER CA 953014261, ATWATER, CA 95301-4261

Mortgage

Document Number	0000037692
Date	Nov 9, 2017
Instrument	37692

Lender

Name	LINDA & JAMES GRAHAM
Address	PO BOX 173859, DENVER, CO 80217-3859

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Nov 8, 2022

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$885,478 (+2%) Land $326,568 Building $558,910
2025	$9,369.00 (+5.25%)	$868,116 (+4.04%) Land $320,165 Building $547,951
2023	$8,902.00 (+1.07%)	$834,408 Land $307,734 Building $526,674
2022	$8,808.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, Verizon.

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