Middlesex County and Reading Town property record for 230 Charles St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,645 sqft · built 1946 |
| Lot Size | 0.345 acres (15,041 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $58,900 (May 1980) |
| Tax Bill | $9,089 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:034.0-0000-0179.0 |
| Primary APN | READ M:034.0-0000-0179.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,645 sqft Living Area |
| Gross Area | 3,110 sqft |
| 1st Floor Area | 1,550 sqft |
| Basement Area | 855 sqft |
| Unfinished Basement | 855 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Cape Cod |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,041 sqft (0.345 acres) |
| Garage Type | Attached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1440000000260 |
|---|---|
| Street Address | 230 CHARLES ST |
| City | READING |
| State | MA |
| Zip | 01867-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S20 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 334400 |
230 Charles St is owner-occupied and held in a trust since January 2025.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 230 CHARLES ST, READING, MA 01867-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 1980 · Amount on File |
| Deed Sale | May 15, 1980 · Amount on File |
| Last Transfer Date | Jan 29, 2025 |
| Transfer Doc | 0083723-96 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 230 Charles St was $9,089, up 3.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,089.00 (+3.53%) | $829,300 (+7.59%) Land $509,200 Building $320,100 | $790,558 (-16.29%) |
| 2025 | $8,779.00 (+0.21%) | $770,800 (+3.12%) Land $473,300 Building $297,500 | $944,395 (+23.8%) |
| 2024 | $8,761.00 (+7.22%) | $747,500 (+15.18%) Land $459,000 Building $288,500 | $762,850 |
| 2023 | $8,171.00 | $649,000 Land $399,800 Building $249,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 230 Charles St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 230 Charles St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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