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213 Charles St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 213 Charles St, Reading, MA 01867

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,378 sqft · built 1947
Lot Size0.503 acres (21,915 sqft)
Owner2 Individual Names on Record
Last Sale$455,000 (Aug 2014)
Tax Bill$8,971 (2026)
Deeds & MortgagesAug 2021 Line of Credit
Aug 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNREAD M:034.0-0000-0186.0

Property Details

APN / Parcel Number

Primary APNREAD M:034.0-0000-0186.0
Alternative APNs
  • M:034.0=0000=0186.0
  • 1440000000330
  • 1440000000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,378 sqft Living Area
Gross Area2,473 sqft
Basement Area1,008 sqft
Unfinished Basement877 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1955
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,915 sqft (0.503 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1440000000330
Street Address213 CHARLES ST
CityREADING
StateMA
Zip01867-1827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeS20
JurisdictionREADING MA
Township / Civil DivisionREADING
Census Block Group2
Census Block2004
Census Tract334400

Owner

Source: Middlesex County and Reading Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address213 CHARLES ST, READING, MA 01867-1827
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 13, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND
Aug 13, 2021Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK OF RHODE ISLAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2014 · Amount on Record
Deed SaleAug 4, 2014 · Amount on Record
Prior SaleJul 31, 2007 · Amount on Record
Deed Book / Page64022 / 339
Transfer Doc064022-339
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address213 CHARLES ST, READING, MA 01867-1827
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number078465-120
DateAug 13, 2021
Book Page78465/120
Instrument181742
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionREADING MA
Property Address213 CHARLES ST, READING, MA 01867-1827
Transaction TypeMortgage
Record UpdatedAug 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number78465-120
DateAug 13, 2021
Book Page78465/120
Instrument181742
Lender
NameCITIZENS BANK OF RHODE ISLAND
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueSep 1, 2046
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionReading Town
Unified School DistrictReading School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,971.00 (+3.5%)$818,500 (+7.56%) Land $508,800 Building $308,400$819,356 (-9.39%)
2025$8,668.00 (+0.23%)$761,000 (+3.13%) Land $473,000 Building $288,000$904,305 (+17.04%)
2024$8,648.00 (+6.83%)$737,900 (+14.76%) Land $458,600 Building $279,300$772,635
2023$8,095.00$643,000 Land $399,500 Building $243,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1981)
Most Recent ClaimFeb 1981 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING WATER DEPARTMENT (MWRA)
serves 26,262 people · EPA ID MA3246000
Water SourcePurchased surface water from MWRA
Last State InspectionNov 2023
Lead8 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
not recorded as resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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