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23 Winter St, Northborough, MA 01532 Property Records

Worcester County and Northborough Town property record for 23 Winter St, Northborough, MA 01532 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,260 sqft · built 1947
Lot Size0.778 acres (33,898 sqft)
OwnerIndividual Name on File
Last Sale$271,237 (Jul 2018)
Tax Bill$7,012 (2025)
Deeds & MortgagesJul 2021 Refinance
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNBOR M:0450 L:0048

Property Details

APN / Parcel Number

Primary APNNBOR M:0450 L:0048
Alternative APN
  • M:057.0 B:0000 L:0027.0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,260 sqft Living Area
Gross Area2,256 sqft
1st Floor Area720 sqft
Basement Area720 sqft
Unfinished Basement720 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area33,898 sqft (0.778 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address23 WINTER ST
CityNORTHBOROUGH
StateMA
Zip01532-1411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number48
JurisdictionNORTHBOROUGH MA
Township / Civil DivisionNORTHBOROUGH
Census Block Group1
Census Block1018
Census Tract740102

Owner

Source: Worcester County and Northborough Town records · APN NBOR M:0450 L:0048

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address23 WINTER ST, NORTHBOROUGH, MA 01532-1411
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Jul 02, 2018Personal Representative Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2018 · Amount on Record
Deed SaleJul 02, 2018 · Amount on Record
Prior SaleAug 01, 1979 · Amount on Record
Deed Document Number201867107
Deed Book / Page59047 / 191
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHBOROUGH MA
Property Address23 WINTER ST, NORTHBOROUGH, MA 01532-1411
Transaction TypeMortgage
Record UpdatedJan 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number065737-216
DateJul 30, 2021
Book Page65737/216
Instrument107082
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

July 2018: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionNORTHBOROUGH MA
Recording DateJul 02, 2018
Property Address23 WINTER ST, NORTHBOROUGH, MA 01532-1411
Document Number59047-191
Book / Page59047 / 191
Instrument67107
Transaction TypeTransfer
Record UpdatedFeb 06, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$51.58
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number-
DateJul 02, 2018
Instrument59047/0194
Lender
TypeBank
Agreement
AmountAmount Recorded
Term360 Months
DueJul 02, 2048

Tax Assessment & Valuation

Source: Worcester County and Northborough Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionNorthborough Town
Elementary School DistrictNorthborough School District (KG - 08)
Secondary School DistrictNorthborough-Southborough School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,012.00 (+11.43%)$492,100 (+11.66%) Land $271,000 Building $221,100$467,495 (+2.84%)
2024$6,293.00 (+1.76%)$440,700 (+5.41%) Land $224,600 Building $216,100$454,575
2023$6,184.00$418,100 Land $212,000 Building $206,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277401021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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