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22 Winter St, Northborough, MA 01532 Property Records

Worcester County and Northborough Town property record for 22 Winter St, Northborough, MA 01532 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,547 sqft · built 1968
Lot Size0.635 acres (27,678 sqft)
Owner2 Individual Names on File
Last Sale$530,000 (Aug 2022)
Tax Bill$7,258 (2025)
Deeds & MortgagesJan 2025 Line of Credit
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNNBOR M:0450 L:0019

Property Details

APN / Parcel Number

Primary APNNBOR M:0450 L:0019
Alternative APN
  • M:057.0 B:0000 L:0040.0

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,547 sqft Living Area
Gross Area2,716 sqft
1st Floor Area884 sqft
Basement Area884 sqft
Unfinished Basement884 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area27,678 sqft (0.635 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelElectric

Location & Zoning

Street Address22 WINTER ST
CityNORTHBOROUGH
StateMA
Zip01532-1412
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number19
JurisdictionNORTHBOROUGH MA
Township / Civil DivisionNORTHBOROUGH
Census Block Group1
Census Block1022
Census Tract740102

Owner

Source: Worcester County and Northborough Town records · APN NBOR M:0450 L:0019

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address22 WINTER ST, NORTHBOROUGH, MA 01532-1412
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jan 06, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Aug 12, 2022Quit Claim Deed, Transfer · Stand-Alone First Mortgage
SHAMROCK HOME LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2022 · Amount on Record
Deed SaleAug 12, 2022 · Amount on Record
Deed Book / Page68063 / 285
Record UpdatedSep 20, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHBOROUGH MA
Property Address22 WINTER ST, NORTHBOROUGH, MA 01532-1412
Transaction TypeMortgage
Record UpdatedNov 20, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number071496-111
DateJan 06, 2025
Book Page71496/111
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term289 Months
DueFeb 01, 2049
Interest
Rate TypeAdjustable Rate

August 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNORTHBOROUGH MA
Recording DateAug 12, 2022
Property Address22 WINTER ST, NORTHBOROUGH, MA 01532-1412
Document Number068063-285
Book / Page68063 / 285
Instrument DateAug 12, 2022
Instrument89275
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address22 WINTER ST, NORTHBOROUGH, MA 01532-1412

Mortgage

Document Number0000089276
DateAug 12, 2022
Instrument89276
Lender
NameSHAMROCK HOME LOANS
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Northborough Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
County SubdivisionNorthborough Town
Elementary School DistrictNorthborough School District (KG - 08)
Secondary School DistrictNorthborough-Southborough School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,258.00 (+11.34%)$509,300 (+11.57%) Land $265,800 Building $243,500$650,750 (+3.95%)
2024$6,519.00 (+0.88%)$456,500 (+4.49%) Land $220,300 Building $236,200$626,050
2023$6,462.00$436,900 Land $208,000 Building $228,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250277401021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Nearby Flood Policies5 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJan 1978, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 147 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFiber980 / 880

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

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