23 Windsor Ave, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 23 Windsor Ave, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,260 sqft · built 1970
Lot Size	0.437 acres (19,014 sqft)
Owner	2 Individual Names on File
Last Sale	$201,000 (Aug 1990)
Tax Bill	$11,483 (2025)
Deeds & Mortgages	Jun 2025 Line of Credit Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`59-0000014C`

Property Details

APN / Parcel Number

Primary APN	`59-0000014C`
Alternative APN	`NATI M:00000059 P:0000014C`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,260 sqft Living Area
1st Floor Area	1,008 sqft
Basement Area	530 sqft
Unfinished Basement	530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2003
Architectural Style	Other
Exterior Material	Wood Siding
Lot Area	19,014 sqft (0.437 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	59-0000014C
Street Address	23 WINDSOR AVE
City	NATICK
State	MA
Zip	01760-4263
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Legal Subdivision	FAIRVIEW TERRACE
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	2
Census Block	2012
Census Tract	382400

Owner

23 Windsor Ave is owned and occupied by two individuals who bought it in August 1990.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 WINDSOR AVE, NATICK, MA 01760-4263
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Nov 6, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 1990 · Amount on File
Deed Sale	Aug 31, 1990 · Amount on File
Deed Book / Page	20744 / 458
Record Updated	Jun 8, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	23 WINDSOR AVE, NATICK, MA 01760-4263
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084200-154
Date	Jun 9, 2025
Book Page	84200/154
Instrument	64309

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	23 WINDSOR AVE, NATICK, MA 01760-4263
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76109-36
Date	Nov 6, 2020
Book Page	76109/36
Instrument	207734

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 23 Windsor Ave was $11,483, up 3.5% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,483.00 (+3.53%)	$960,100 (+6.12%) Land $444,200 Building $515,900	$1,005,670
2024	$11,092.00 (+2.68%)	$904,700 (+5.86%) Land $418,000 Building $486,700
2023	$10,802.00	$854,600 Land $400,600 Building $454,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Windsor Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Windsor Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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