23 White Oak Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 23 White Oak Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,508 sqft · built 1959
Lot Size	0.479 acres (20,864 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Jan 2018)
Tax Bill	$17,777 (2025)
Deeds & Mortgages	Jan 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`251-030-020-1`

Property Details

APN / Parcel Number

Primary APN	`251-030-020-1`
Alternative APN	`251-030-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,508 sqft Living Area
1st Floor Area	1,224 sqft
2nd Floor Area	456 sqft
Basement Area	828 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Lot Area	20,864 sqft (0.479 acres)
Garage Type	Carport
Garage Area	379 sqft
Carport	Carport
Carport Area	379 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	23 WHITE OAK DR
City	ORINDA
State	CA
Zip	94563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2597 LOT 12
Legal Subdivision	HAPPY VALLEY UNIT #2
Legal Tract	2597
Legal Lot Number	12
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1007
Census Tract	353002

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 WHITE OAK DR, LAFAYETTE, CA 94549-3333
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2018 · Amount on Record
Deed Sale	Jan 5, 2018 · Amount on Record
Deed Document Number	20181526
Prior Transfer Date	Jul 22, 1997
Prior Transfer Doc	0000140641
Record Updated	Oct 29, 2026

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 5, 2018
Property Address	23 WHITE OAK DR, LAFAYETTE, CA 94549-3333
Document Number	0000001526
Map Reference	MB 71 PG 48
Instrument Date	Dec 27, 2017
Instrument	2018-001526
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 WHITE OAK DR, LAFAYETTE, CA 94549-3333

Mortgage

Document Number	0000001527
Date	Jan 5, 2018
Instrument	2018-001527

Lender

Name	FIRST REPUBLIC BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Feb 1, 2028
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	9.95%
Index	LIBOR

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Orinda City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,421,711 (+2%) Land $1,044,524 Building $377,187
2025	$17,777.00 (+3.34%)	$1,393,836 (+4.04%) Land $1,024,044 Building $369,792
2023	$17,203.00 (+1.49%)	$1,339,714 Land $984,280 Building $355,434
2022	$16,950.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1978–2001)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Mar 2001 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

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