14 White Oak Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 14 White Oak Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,938 sqft · built 1959
Lot Size	0.468 acres (20,370 sqft)
Owner	2 Trust Names on File
Last Sale	$2,425,000 (Oct 2023)
Tax Bill	$29,014 (2025)
Deeds & Mortgages	Sep 2026 Sale Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`251-030-030`

Property Details

APN / Parcel Number

Primary APN	`251-030-030`
Alternative APN	`251-030-030-0`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,938 sqft Living Area
1st Floor Area	2,132 sqft
Basement Area	779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood
Roof Material	Wood Shingle
Lot Area	20,370 sqft (0.468 acres)
View / Lot	Woodland
Garage Type	Carport
Garage Area	390 sqft
Carport	Carport
Carport Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	14 WHITE OAK DR
City	LAFAYETTE
State	CA
Zip	94549-3334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	TRACT 2597 LOT 4
Legal Subdivision	2597 WOODLAND HILLS
Legal Tract	2597
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	1
Census Block	1003
Census Tract	353002

Owner

14 White Oak Dr is owner-occupied and held in a trust since October 2023.

Source: Contra Costa County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Oct 6, 2023	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
May 1, 2023	Intrafamily Transfer, Transfer
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 2, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2023 · Amount on File
Deed Sale	Oct 6, 2023 · Amount on File
Prior Sale	Sep 1, 2015 · Amount on File
Deed Document Number	202397742
Prior Transfer Date	Apr 28, 2023
Prior Transfer Doc	0000040377
Record Updated	Oct 29, 2026

September 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 28, 2026
Property Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334
Document Number	0000101535
Instrument Date	Sep 25, 2026
Instrument	2026101535
Transaction Type	Transfer
Record Updated	Oct 5, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334

October 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 6, 2023
Property Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334
Document Number	0000097742
Map Reference	MB 71 PG 48
Instrument Date	Sep 21, 2023
Instrument	2023-097742
Transaction Type	Transfer
Record Updated	Oct 17, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334

Mortgage

Document Number	0000097743
Date	Oct 6, 2023
Instrument	2023-097743

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 1, 2023
Property Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334
Document Number	0000040377
Map Reference	MB 71 PG 48
Instrument Date	Apr 28, 2023
Instrument	2023-040377
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334

Mortgage

Document Number	0000158651
Date	May 28, 2021
Instrument	2021-158651

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Jun 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 WHITE OAK DR, LAFAYETTE, CA 94549-3334

Mortgage

Document Number	0000037899
Date	Mar 2, 2022
Instrument	2022-037899

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Type Change Date	Apr 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	4.25%
Index	Other
Max Rate	7.25%

Tax Assessment & Valuation

The 2025 property tax bill for 14 White Oak Dr was $29,014.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,522,970 (+2%) Land $1,872,720 Building $650,250
2025	$29,014.00	$2,473,500 Land $1,836,000 Building $637,500
2023	$19,459.00 (+1.56%) Homeowner's exemption	$1,598,645 Land $1,167,182 Building $431,463
2022	$19,161.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 14 White Oak Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	10 (1978–2001)
Claims Outside the SFHA	7 of 10
Most Recent Claim	Mar 2001 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 White Oak Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 79% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25

May also be available: AT&T, Etheric Networks, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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