23 White Oak Cir, Highland (Hardy), AR 72542 Property Records

Sharp County property record for 23 White Oak Cir, Highland, AR 72542

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,640 sqft · built 1963
Lot Size0.502 acres (21,875 sqft)
Owner2 Individual Names on File
Tax Bill$254 (2026)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN169-00031-000

Property Details

APN / Parcel Number

Primary APN169-00031-000
Alternative APN
  • 17076

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,640 sqft Living Area
1st Floor Area1,640 sqft
FlooringTile
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialOther
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialFiberglass
Lot Area21,875 sqft (0.502 acres)
Lot Dimensions175 ft deep x 125 ft wide

Exterior Amenities

PorchSlab
Porch Area295 sqft
Deck Area340 sqft
Patio Area340 sqft
Lean-ToLean-To

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Street Address23 WHITE OAK CIR
CityHIGHLAND
StateAR
Zip72542-9171
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description30, WHITE OAK ESTATES
Legal Range05
Legal Township19
Legal Section31
Legal SubdivisionWHITE OAK ESTATES
Legal Lot Number30
JurisdictionSHARP AR
Township / Civil DivisionHIGHLAND
Census Block Group1
Census Block1002
Census Tract470300

Owner

23 White Oak Cir is owned and occupied by two individuals.

Source: Sharp County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address23 WHITE OAK CIR, HIGHLAND, AR 72542-9171
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHARP AR
Property Address23 WHITE OAK CIR, HIGHLAND, AR 72542-9171
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020/6873
DateMay 14, 2020
Book Page2020/6873
Instrument2001752
Lender
NameFNBC BANK
TypeBank
AddressASH FLAT, AR 72513
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term61 Months
DueJun 1, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 23 White Oak Cir was $254 with a homeowner's exemption.

Source: Sharp County assessment roll, as of October 15, 2026

Property Jurisdictions

TypeName
StateArkansas
CountySharp County
MunicipalityHighland City
Unified School DistrictHighland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$254.00 Homeowner's exemption$19,660 (-) Land $1,000 Building $18,660
2025$254.00 Homeowner's exemption$19,660 Land $1,000 Building $18,660
2023$254.00 Homeowner's exemption$19,660 Land $1,000 Building $18,660$98,300 Land $5,000 Building $93,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23 White Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 White Oak Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 48% of Arkansas
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHIGHLAND WATER ASSOCIATION
serves 2,390 people · EPA ID AR0000672
Water SourceGroundwater
Last State InspectionSep 2023

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
NEXT, Powered by NAEC
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on White Oak Cir

Nearby Streets

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