19 White Oak Cir, Highland (Hardy), AR 72542 Property Records

Sharp County property record for 19 White Oak Cir, Highland, AR 72542

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,248 sqft · built 1993
Lot Size	0.502 acres (21,875 sqft)
Owner	2 Individual Names on Record
Last Sale	$75,000 (Jul 2021)
Tax Bill	$491 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`169-00032-000`

Property Details

APN / Parcel Number

Primary APN	`169-00032-000`
Alternative APN	`17077`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Tile

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Metal
Lot Area	21,875 sqft (0.502 acres)
Lot Dimensions	175 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	64 sqft
Carport	Carport
Carport Area	64 sqft
Driveway	Concrete Driveway
Driveway Area	1,476 sqft

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	208 sqft
Deck Area	168 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	19 WHITE OAK CIR
City	HIGHLAND
State	AR
Zip	72542-9171
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31, WHITE OAK ESTATES
Legal Range	05
Legal Township	19
Legal Section	31
Legal Subdivision	WHITE OAK ESTATES
Legal Lot Number	31
Jurisdiction	SHARP AR
Township / Civil Division	HIGHLAND
Census Block Group	1
Census Block	1002
Census Tract	470300

Owner

Source: Sharp County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	19 WHITE OAK CIR, HIGHLAND, AR 72542-9171
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2021 · Amount on Record
Deed Sale	Jul 14, 2021 · Amount on Record
Deed Document Number	20213451
Deed Book / Page	2021 / 13211
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHARP AR
Recording Date	Jul 14, 2021
Property Address	19 WHITE OAK CIR, HIGHLAND, AR 72542-9171
Document Number	2021/13211
Book / Page	2021 / 13211
Instrument Date	Jul 12, 2021
Instrument	2103451
Transaction Type	Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$247.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 WHITE OAK CIR, HIGHLAND, AR 72542-9171

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	19 WHITE OAK CIR, HIGHLAND, AR 72542-9171

Mortgage

Document Number	2021/13214
Date	Jul 14, 2021
Book Page	2021/13214
Instrument	2103452

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Sharp County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sharp County
Municipality	Highland City
Unified School District	Highland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$491.00 (+4.69%) Homeowner's exemption	$23,400 (-) Land $1,000 Building $22,400
2025	$469.00 (+9.84%) Homeowner's exemption	$23,400 (-) Land $1,000 Building $22,400
2023	$427.00 Homeowner's exemption	$23,400 Land $1,000 Building $22,400	$117,000 Land $5,000 Building $112,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 48% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HIGHLAND WATER ASSOCIATION serves 2,390 people · EPA ID AR0000672
Water Source	Groundwater
Last State Inspection	Sep 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NEXT, Powered by NAEC Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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