23 Walnut St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 23 Walnut St, Garfield, NJ 07026

Property Summary

Property Type	Single Family Home
Details	2,602 sqft · built 1972
Lot Size	0.112 acres (4,870 sqft)
Owner	2 Individual Names on File
Last Sale	$555,000 (Oct 2021)
Tax Bill	$11,515 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00127-0000-00095-01`

Property Details

APN / Parcel Number

Primary APN	`21-00127-0000-00095-01`
Alternative APNs	`21001270000000950001` `006715`

Interior

Stories	1 Story
Building Area	2,602 sqft Living Area
1st Floor Area	2,602 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Frame
Construction Type	Frame
Lot Area	4,870 sqft (0.112 acres)

Location & Zoning

Account Number	006715
Street Address	23 WALNUT ST
City	GARFIELD
State	NJ
Zip	07026-2329
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	4869 SF
Legal Subdivision	AZZATI ESTATES INC
Legal Block	127
Legal Lot Number	95.01
Jurisdiction	BERGEN NJ
Township / Civil Division	GARFIELD
Census Block Group	1
Census Block	1002
Census Tract	21300

Owner

23 Walnut St is owned and occupied by two individuals who bought it in October 2021.

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 WALNUT ST, GARFIELD, NJ 07026-2329
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2021 · Amount on File
Deed Sale	Oct 26, 2021 · Amount on File
Prior Sale	Mar 10, 2015 · Amount on File
Deed Document Number	2021160865
Deed Book / Page	4428 / 221
Record Updated	Oct 29, 2026

October 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 26, 2021
Property Address	23 WALNUT ST, GARFIELD, NJ 07026-2329
Document Number	0044280221
Book / Page	4428 / 221
Instrument Date	Sep 17, 2021
Instrument	2021160865
Transaction Type	Transfer
Record Updated	Nov 22, 2021
Title Company	CORPORATE TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,708.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2644 BLOSSOM WAY, 2644, NAPLES, FL 34120-5351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 WALNUT ST, GARFIELD, NJ 07026-2329

Mortgage

Document Number	2021160866
Date	Oct 26, 2021
Instrument	2021160866

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 23 Walnut St was $11,515, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Garfield City
Unified School District	Garfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,000 (-) Land $128,000 Building $203,000	$331,000 (-) Land $128,000 Building $203,000
2025	$11,515.00 (+4.26%)	$331,000 Land $128,000 Building $203,000	$331,000 Land $128,000 Building $203,000
2024	$11,045.00
2023		$331,000 Land $128,000 Building $203,000	$331,000 Land $128,000 Building $203,000
2022	$10,323.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Walnut St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1979)
Most Recent Claim	Oct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Walnut St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

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