19 Walnut St, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 19 Walnut St, Garfield, NJ 07026

Property Summary

Property TypeSingle Family Home
Details2,650 sqft · built 1971
Lot Size0.116 acres (5,031 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Apr 2021)
Tax Bill$15,833 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Apr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00127-0000-00094-01

Property Details

APN / Parcel Number

Primary APN21-00127-0000-00094-01
Alternative APNs
  • 21001270000000940001
  • 006714

Interior

Units2 Units
Stories2 Stories
Building Area2,650 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialFrame
Construction TypeFrame
Lot Area5,031 sqft (0.116 acres)

Location & Zoning

Account Number006714
Street Address19 WALNUT ST
CityGARFIELD
StateNJ
Zip07026-2329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code2
Legal Description5030 SF
Legal SubdivisionPROPERTY/AZZATI ESTATES
Legal Block127
Legal Lot Number94.01
JurisdictionBERGEN NJ
Township / Civil DivisionGARFIELD
Census Block Group1
Census Block1002
Census Tract21300

Owner

Source: Bergen County and Garfield City records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address19 WALNUT ST, GARFIELD, NJ 07026-2329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2023Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Apr 21, 2021Deed, Transfer · Conventional Mortgage
BANK OF AMERICA NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 21, 2021 · Amount on File
Deed SaleApr 21, 2021 · Amount on File
Prior SaleOct 10, 1997 · Amount on File
Deed Document Number202161114
Deed Book / Page4093 / 129
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address19 WALNUT ST, GARFIELD, NJ 07026-2329
Transaction TypeMortgage
Record UpdatedApr 7, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049550653
DateMar 21, 2023
Book Page4955/653
Instrument2023019920
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMar 10, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateApr 21, 2021
Property Address19 WALNUT ST, GARFIELD, NJ 07026-2329
Document Number0040930129
Book / Page4093 / 129
Instrument DateDec 15, 2020
Instrument2021061114
Transaction TypeTransfer
Record UpdatedAug 17, 2022
Title CompanyCARNEGIE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address399 VAN LUYN TER, 399, SADDLE BROOK, NJ 07663-6114

Transferred To (Grantee/Buyer)

NameVerified Name
Address19 WALNUT ST, GARFIELD, NJ 07026-2329

Mortgage

Document Number2021061115
DateApr 21, 2021
Instrument2021061115
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityGarfield City
Unified School DistrictGarfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$455,100 (-) Land $130,200 Building $324,900$455,100 (-) Land $130,200 Building $324,900
2025$15,833.00 (+4.26%)$455,100 (-) Land $130,200 Building $324,900$455,100 (-) Land $130,200 Building $324,900
2024$15,186.00 (+6.99%)
2023$455,100 Land $130,200 Building $324,900$455,100 Land $130,200 Building $324,900
2022$14,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1979)
Most Recent ClaimOct 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARFIELD WATER DEPARTMENT
serves 30,487 people · EPA ID NJ0221001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 780 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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