23 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 23 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	2,432 sqft · built 1891
Lot Size	0.08 acres (3,500 sqft)
Owner	Company Name on Record
Last Sale	$255,000 (Sep 2023)
Tax Bill	$5,238 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-1000-00080`

Property Details

APN / Parcel Number

Primary APN	`010-1000-00080`
Alternative APNs	`1155507` `530616`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,432 sqft Gross Area
1st Floor Area	1,216 sqft
Basement Area	800 sqft
Fire Sprinklers	Fire Sprinklers
Elevator	Elevator

Exterior

Year Built	Built 1891
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Lot Area	3,500 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Deck Area	35 sqft

Utilities, Heating & Cooling

Heating System	Space Heater
Heating Fuel	Gas

Location & Zoning

Account Number	1155507
Street Address	23 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2755
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	R4
Legal Description	W 1/2 SERIAL #
Legal Subdivision	WEST 4TH STREET
Legal Lot Number	11
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	1800

Owner

Source: St. Louis County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	23 W 4TH ST, DULUTH, MN 55806-2755
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage JAY DACEY MORTGAGE TEAM INC
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 27, 2023	Warranty Deed, Transfer · Conventional Mortgage JAY DACEY MORTGAGE TEAM INC
Aug 2, 2018	Quit Claim Deed, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on Record
Deed Sale	Sep 27, 2023 · Amount on Record
Prior Sale	Oct 19, 2005 · Amount on Record
Deed Document Number	20231474999
Prior Transfer Date	Jul 10, 2018
Prior Transfer Doc	0001337754
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	23 W 4TH ST, DULUTH, MN 55806-2755
Transaction Type	Mortgage
Record Updated	Dec 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 CARRIE DR, HOWELL, NJ 07731-9073
Investor	Possibly a Property Investor

Mortgage

Document Number	0001523112
Date	Dec 1, 2025
Instrument	1523112

Lender

Name	JAY DACEY MORTGAGE TEAM INC
Type	Non-Lending Institution
Address	SAINT PAUL, MN 55117

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2045

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	23 W 4TH ST, DULUTH, MN 55806-2755
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0001423952
Date	Sep 9, 2021
Instrument	1423952

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2036

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 27, 2023
Property Address	23 W 4TH ST, DULUTH, MN 55806-2755
Document Number	0001474999
Instrument Date	Sep 18, 2023
Instrument	1474999
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	RESULTS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$841.50
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 W 4TH ST, DULUTH, MN 55806-2755
Investor	Possibly a Property Investor

Mortgage

Document Number	0001475000
Date	Sep 27, 2023
Instrument	1475000

Lender

Name	JAY DACEY MORTGAGE TEAM INC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

August 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 2, 2018
Property Address	23 W 4TH ST, DULUTH, MN 55806-2755
Document Number	00A1337754
Instrument Date	Jul 10, 2018
Instrument	A1337754
Transaction Type	Mortgage
Record Updated	Aug 15, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6117 N TISCHER RD DULUTH MN 558049714, DULUTH, MN 55804-9714

Mortgage

Document Number	A1337755
Date	Aug 2, 2018
Instrument	A1337755

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,238.00 (+12.11%)
2025	$4,672.00 (+18.1%)	$311,500 (+11.37%) Land $36,800 Building $274,700	$311,500 (+11.37%) Land $36,800 Building $274,700
2024		$279,700 (+29.31%) Land $81,500 Building $198,200	$279,700 (+29.31%) Land $81,500 Building $198,200
2023	$3,956.00
2022		$216,300 Land $63,000 Building $153,300	$216,300 Land $63,000 Building $153,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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