1 W 4th St, Duluth, MN 55806 Property Records

St. Louis County property record for 1 W 4th St, Duluth, MN 55806

Property Summary

Property Type	Apartments (5+ Units)
Details	4 bd · 2 ba · 1,886 sqft · built 1900
Lot Size	0.103 acres (4,509 sqft)
Owner	Company Name on Record
Last Sale	$290,000 (Aug 2025)
Tax Bill	$4,420 (2026)
Deeds & Mortgages	May 2023 Mortgage May 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`010-1000-00010`

Property Details

APN / Parcel Number

Primary APN	`010-1000-00010`
Alternative APNs	`1098288` `1148479` `1185886`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,886 sqft Gross Area
1st Floor Area	943 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Architectural Style	Duplex Single
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Lot Area	4,509 sqft (0.103 acres)

Exterior Amenities

Porch	Porch
Porch Area	200 sqft
Deck Area	40 sqft
Storage Building	70 sqft
Sauna	Sauna
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1185886
Street Address	1 W 4TH ST
City	DULUTH
State	MN
Zip	55806-2715
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	SLY 90 FT SERIAL #
Legal Subdivision	DULUTH PROPER FIRST DIVISION
Legal Lot Number	1
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3004
Census Tract	1800

Owner

Source: St. Louis County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2692 LISMORE RD, DULUTH, MN 55804-9679
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
May 15, 2023	Deed of Trust, Mortgage · Commercial Mortgage MINNESOTA POWER EMPLOYEES CU
May 15, 2023	Deed of Trust, Mortgage · Line of Credit MINNESOTA POWER EMPLOYEES CU
Nov 15, 2022	Warranty Deed, Transfer SUPERIOR FINANCING INC
Oct 19, 2020	Warranty Deed, Transfer · Line of Credit SUPERIOR CHOICE CU
Aug 20, 2020	Loan Modification, Mortgage · Conventional Mortgage PARK ST BK
Aug 9, 2017	Warranty Deed, Transfer · Line of Credit PIONEER NAT'L BK/DULUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2025 · Amount on Record
Deed Sale	Aug 4, 2025 · Amount on Record
Prior Sale	Nov 15, 2022 · Amount on Record
Deed Document Number	20251515304
Prior Transfer Date	Mar 17, 2005
Prior Transfer Doc	0000980073
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1 W 4TH ST, DULUTH, MN 55806-2715
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001466452
Date	May 15, 2023
Instrument	1466452

Lender

Name	MINNESOTA POWER EMPLOYEES CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2028

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1 W 4TH ST, DULUTH, MN 55806-2715
Transaction Type	Mortgage
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001068257
Date	May 15, 2023
Instrument	1068257

Lender

Name	MINNESOTA POWER EMPLOYEES CU
Type	Credit Union
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	May 1, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 15, 2022
Property Address	1 W 4TH ST, DULUTH, MN 55806-2715
Document Number	0001456444
Instrument Date	Nov 4, 2022
Instrument	1456444
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	THE TITLE TEAM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$759.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	217 W 1ST ST, DULUTH, MN 55802-1909

Mortgage

Document Number	0001456445
Date	Nov 15, 2022
Instrument	1456445

Lender

Name	SUPERIOR FINANCING INC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55420

Agreement

Amount	Amount Recorded
Term	6 Months
Due	May 4, 2023

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 19, 2020
Property Address	1 W 4TH ST, DULUTH, MN 55806-2715
Document Number	00A1393460
Instrument Date	Oct 15, 2020
Instrument	A1393460
Transaction Type	Transfer
Record Updated	Nov 20, 2020
Title Company	PIONEER ABSTRACT AND TITLE COMPANY INC, PIONEER ABS & TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$446.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6999 S COUNTY ROAD P LAKE NEBAGAMON WI 548499147, LAKE NEBAGAMON, WI 54849-9147

Mortgage

Document Number	A1393461
Date	Oct 19, 2020
Instrument	A1393461

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.5%

August 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1 W 4TH ST, DULUTH, MN 55806-2715
Document Number	00A1391716
Instrument Date	Aug 20, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2222 E 1ST ST DULUTH MN 558121805, DULUTH, MN 55812-1805

Mortgage

Document Number	00A1391716
Date	Sep 30, 2020
Instrument	A1391716

Lender

Name	PARK ST BK
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 9, 2017
Property Address	1 W 4TH ST, DULUTH, MN 55806-2715
Document Number	00A1315015
Instrument Date	Aug 7, 2017
Instrument	A1315015
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	STATE LOUIS COMPANY TITLE (SLCTC), ST LOUIS CO TITLE (SLCTC)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2222 E 1ST ST DULUTH MN 558121805, DULUTH, MN 55812-1805

Mortgage

Document Number	A1315016
Date	Aug 9, 2017
Instrument	A1315016

Lender

Name	PIONEER NAT'L BK/DULUTH
Type	Bank
Address	DULUTH, MN 55807

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,420.00 (+15.71%)
2025	$3,820.00 (-1.14%)	$257,600 (+12.64%) Land $16,700 Building $240,900	$257,600 (+12.64%) Land $16,700 Building $240,900
2024	$3,864.00	$228,700 (+21.2%) Land $18,400 Building $210,300	$228,700 (+21.2%) Land $18,400 Building $210,300
2022		$188,700 Land $18,000 Building $170,700	$188,700 Land $18,000 Building $170,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979)
Most Recent Claim	Dec 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile.

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