Monroe County property record for 23 Villa Ct, Waterloo, IL 62298
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 3 ba · 1,500 sqft · built 2001 |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jan 2024) |
| Tax Bill | $3,751 (2025) |
| Deeds & Mortgages | Jan 2024 Sale Aug 2018 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-24-202-019-123 |
| Primary APN | 07-24-202-019-123 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,500 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Garage Area | 440 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 500 sqft |
| Porch | Slab |
| Porch Area | 108 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 23 VILLA CT |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3279 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | UNIT 23 VILLAS OF BRADFORD PARCEL 3 PHASE 1 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | BRADFORD |
| Legal Unit | 23 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 16 |
| Census Block Group | 4 |
| Census Block | 4042 |
| Census Tract | 600401 |
23 Villa Ct, a condominium, is owned and occupied by two individuals who bought it in January 2024.
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 VILLA CT, WATERLOO, IL 62298-3279 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 31, 2024 | Warranty Deed, Transfer |
| Aug 17, 2018 | Grant Deed, Transfer · Line of Credit STATE BK/WATERLOO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2024 · Amount on File |
| Deed Sale | Jan 31, 2024 · Amount on File |
| Prior Sale | Aug 17, 2018 · Amount on File |
| Deed Document Number | 2024431954 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jan 31, 2024 |
| Property Address | 23 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Number | 0000431954 |
| Map Reference | MB 220 PG 92-147 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 431954 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $337.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 23 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 17, 2018 |
| Property Address | 23 VILLA CT, WATERLOO, IL 62298-3279 |
| Document Number | 0000397463 |
| Instrument Date | Aug 17, 2018 |
| Instrument | 397463 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2019 |
| Title Company | OTHER |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 23 VILLA CT WATERLOO IL 622983279, WATERLOO, IL 62298-3279 |
| Document Number | 397464 |
|---|---|
| Date | Aug 17, 2018 |
| Instrument | 397464 |
| Name | STATE BK/WATERLOO |
|---|---|
| Type | Bank |
| Address | WATERLOO, IL 62298 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.96% |
The 2025 property tax bill for 23 Villa Ct was $3,751 with a homeowner's exemption, down 3.8% from the year before.
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,751.00 (-3.82%) Homeowner's exemption | $72,020 Building $72,020 | $216,060 Building $216,060 |
| 2024 | $3,900.00 | ||
| 2022 | Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $58,950 Building $58,950 | $176,850 Building $176,850 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 23 Villa Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 23 Villa Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ClearWave, Wisper ISP.
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