20 Villa Ct, Waterloo, IL 62298 Property Records

Monroe County property record for 20 Villa Ct, Waterloo, IL 62298

Property Summary

Property TypeCondominium
Details2 bd · 3 ba · 1,480 sqft · built 2003
OwnerIndividual Name on File
Tax Bill$2,259 (2025)
Flood ZoneZone X (minimal risk)
APN07-24-202-021-120

Property Details

APN / Parcel Number

Primary APN07-24-202-021-120
Alternative APN
  • 07-24-202-021-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,480 sqft Living Area
1st Floor Area1,480 sqft
Basement Area1,480 sqft
Unfinished Basement1,480 sqft

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleCondo/Apartment
Construction TypeFrame
Garage Area460 sqft
DrivewayConcrete Driveway
Driveway Area500 sqft

Exterior Amenities

PorchSlab
Porch Area108 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address20 VILLA CT
CityWATERLOO
StateIL
Zip62298-3279
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionUNIT 20 VILLAS OF BRADFORD PARCEL 5 PHASE 1
Legal Range10W
Legal Township02S
Legal Section24
Legal SubdivisionBRADFORD
Legal Unit20
JurisdictionMONROE IL
Township / Civil Division16
Census Block Group4
Census Block4042
Census Tract600401

Owner

20 Villa Ct, a condominium, is owned and occupied by an individual.

Source: Monroe County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address20 VILLA CT, WATERLOO, IL 62298-3279
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 20 Villa Ct was $2,259 with exemptions applied, down 1.2% from the year before.

Source: Monroe County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,259.00 (-1.18%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$80,020 Building $80,020$240,060 Building $240,060
2024$2,286.00
2022Homeowner's exemption Senior Citizen's exemption Additional exemption filed$58,050 Building $58,050$174,150 Building $174,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 20 Villa Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 20 Villa Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO
serves 10,190 people · EPA ID IL1330300
Water SourceGroundwater
Last State InspectionDec 2025
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting30
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
Harrisonville Telephone Company
DSL · Fiber in parts of the area
100 / 20

May also be available: ClearWave, Wisper ISP.

Nearby Properties on Villa Ct

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