23 Verbena Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 23 Verbena Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,513 sqft · built 1996
Lot Size	0.294 acres (12,806 sqft)
Owner	Individual Name on File
Last Sale	$2,000,000 (May 2026)
Tax Bill	$20,490 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jun 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`217-420-083-8`

Property Details

APN / Parcel Number

Primary APN	`217-420-083-8`
Alternative APN	`217-420-083`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,513 sqft Living Area
1st Floor Area	2,513 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Lot Area	12,806 sqft (0.294 acres)
Garage Type	Attached
Garage Area	558 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	23 VERBENA CT
City	SAN RAMON
State	CA
Zip	94582-5591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7017 L165 & TR ADJ
Legal Subdivision	SUBDIVISION 7017
Legal Tract	7017
Legal Lot Number	165
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3004
Census Tract	355121

Owner

23 Verbena Ct is owned and occupied by an individual who bought it in May 2026.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	23 VERBENA CT, SAN RAMON, CA 94582-5591
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 27, 2026	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Jun 2, 2021	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 9, 2019	Affidavit of Death, Transfer NOT AVAILABLE
Jun 26, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Jun 26, 2018	Intrafamily Transfer, Transfer · ARM WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2026 · Amount on File
Deed Sale	May 27, 2026 · Amount on File
Prior Sale	Jun 2, 2021 · Amount on File
Deed Document Number	202655103
Prior Transfer Date	Jan 6, 2025
Prior Transfer Doc	0000001972
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 27, 2026
Property Address	23 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000055103
Instrument Date	May 19, 2026
Instrument	202655103
Transaction Type	Transfer
Record Updated	Jun 3, 2026
Title Company	ROCKET CLOSE AND TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$222,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	23 VERBENA CT, SAN RAMON, CA 94582-5591

Mortgage

Document Number	0000055104,
Date	May 27, 2026
Instrument	202655104

Lender

Name	CMG MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 2, 2021
Property Address	23 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000160578
Map Reference	MB 348 PG 1
Instrument Date	May 26, 2021
Instrument	2021-160578
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 VERBENA CT, SAN RAMON, CA 94582-5591

Mortgage

Document Number	0000160579
Date	Jun 2, 2021
Instrument	2021-160579

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	CONTRA COSTA CA
Recording Date	Aug 9, 2019
Property Address	23 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000126801
Instrument Date	Jul 23, 2019
Instrument	126801
Transaction Type	Transfer
Record Updated	Aug 16, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	23 VERBENA CT SAN RAMON CA 945825591, SAN RAMON, CA 94582-5591

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2018
Property Address	23 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000101219
Instrument Date	Jun 20, 2018
Instrument	101219
Transaction Type	Transfer
Record Updated	Jul 3, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	23 VERBENA CT SAN RAMON CA 945825591, SAN RAMON, CA 94582-5591

June 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 26, 2018
Property Address	23 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000101217
Map Reference	MB 348 PG 1
Instrument Date	Jun 20, 2018
Instrument	2018-101217
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	23 VERBENA CT, SAN RAMON, CA 94582-5591

Mortgage

Document Number	0000101218
Date	Jun 26, 2018
Instrument	2018-101218

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Max Rate	9.25%

Tax Assessment & Valuation

The 2025 property tax bill for 23 Verbena Ct was $20,490.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,766,526 (+2%) Land $993,671 Building $772,855
2025	$20,490.00	$1,731,889 Land $974,188 Building $757,701
2023	$19,720.00 (+0.86%)	$1,664,640 Land $936,360 Building $728,280
2022	$19,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23 Verbena Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Verbena Ct is moderate, ranking above 65% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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