21 Verbena Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 21 Verbena Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,495 sqft · built 1996
Lot Size	0.243 acres (10,585 sqft)
Owner	2 Company Names on Record
Last Sale	$1,400,000 (Jun 2018)
Tax Bill	$18,910 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`217-420-084-6`

Property Details

APN / Parcel Number

Primary APN	`217-420-084-6`
Alternative APN	`217-420-084`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,495 sqft Living Area
1st Floor Area	1,472 sqft
2nd Floor Area	1,023 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1997
Lot Area	10,585 sqft (0.243 acres)
Garage Type	Attached
Garage Area	588 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	21 VERBENA CT
City	SAN RAMON
State	CA
Zip	94582-5591
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T7017 L166 & TR ADJ
Legal Subdivision	SUBDIVISION 7017
Legal Tract	7017
Legal Lot Number	166
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	3
Census Block	3004
Census Tract	355121

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	21 VERBENA CT, SAN RAMON, CA 94582-5591
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Commercial Mortgage DIGITAL FCU
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
May 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SAN DIEGO COUNTY CU
Jan 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 18, 2018	Grant Deed, Transfer BANK OF AMERICA
May 7, 2018	Grant Deed, Mortgage LUTHER BURBANK SVGS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2018 · Amount on Record
Deed Sale	Jun 18, 2018 · Amount on Record
Prior Sale	Jul 27, 2011 · Amount on Record
Deed Document Number	201896230
Last Transfer Date	May 1, 2021
Transfer Doc	0000138211
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	21 VERBENA CT, SAN RAMON, CA 94582-5591
Transaction Type	Mortgage
Record Updated	Jan 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VERBENA CT, SAN RAMON, CA 94582-5591

Mortgage

Document Number	0000004008
Date	Jan 17, 2023
Instrument	2023-004008

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Jan 25, 2063

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	21 VERBENA CT, SAN RAMON, CA 94582-5591
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183343
Date	Oct 25, 2019
Instrument	2019-183343

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2021
Property Address	21 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000138211
Map Reference	MB 348 PG 1
Instrument Date	May 1, 2021
Instrument	2021-138211
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG TITLE CO OF CA SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21 VERBENA CT, SAN RAMON, CA 94582-5591

Mortgage

Document Number	0000138212
Date	May 7, 2021
Instrument	2021-138212

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 30, 2020
Property Address	21 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000018751
Instrument Date	Sep 27, 2019
Instrument	18751
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	21 VERBENA CT SAN RAMON CA 945825591, SAN RAMON, CA 94582-5591

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 18, 2018
Property Address	21 VERBENA CT, SAN RAMON, CA 94582-5591
Document Number	0000096230
Instrument Date	Jun 14, 2018
Instrument	96230
Transaction Type	Transfer
Record Updated	Jun 21, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	21 VERBENA CT SAN RAMON CA 945825591, SAN RAMON, CA 94582-5591

Mortgage

Document Number	96231
Date	Jun 18, 2018
Instrument	96231

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 17, 2048

May 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 7, 2018
Property Address	21 VERBENA CT, SAN RAMON, CA 94582-5591
Instrument Date	Apr 30, 2018
Instrument	71251
Transaction Type	Mortgage
Record Updated	Jun 15, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	21 VERBENA CT SAN RAMON CA 945825591, SAN RAMON, CA 94582-5591

Mortgage

Document Number	0000071251
Date	May 7, 2018
Instrument	71251

Lender

Name	LUTHER BURBANK SVGS
Type	Funding / Finance Company
Address	520 3RD ST # 4TH, SANTA ROSA, CA 95401-6414

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 6, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,624,816 (+2%) Land $905,255 Building $719,561
2025	$18,910.00 (+3.95%) Homeowner's exemption	$1,592,957 (+4.04%) Land $887,505 Building $705,452
2023	$18,191.00 (+0.89%) Homeowner's exemption	$1,531,102 Land $853,043 Building $678,059
2022	$18,031.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 40% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: T-Mobile.

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