23 Vanguard Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 23 Vanguard Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,400 (Jan 2017)
Tax Bill	$3,337 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`427845C408`

Property Details

APN / Parcel Number

Primary APN	`427845C408`
Alternative APN	`3-0153-5591-00-0240.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	2,616 sqft
1st Floor Area	1,104 sqft
Basement Area	1,056 sqft
Finished Basement	576 sqft
Unfinished Basement	480 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	100 sqft
Deck Area	Deck Area
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C408
Street Address	23 VANGUARD DR
City	SAINT PETERS
State	MO
Zip	63376-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESCENT HILLS #5 LOT 240
Legal Subdivision	CRESCENT HILLS #5
Legal Lot Number	240
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1020
Census Tract	311294

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 VANGUARD DR, SAINT PETERS, MO 63376-4409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Oct 11, 2019	Deed of Trust, Mortgage ENDEAVOR CAP
Oct 22, 2018	Deed of Trust, Mortgage ENDEAVOR CAP
Jan 17, 2017	Quit Claim Deed, Transfer · FHA Mortgage ENDEAVOR CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Prior Sale	Aug 7, 2003 · Amount on Record
Deed Document Number	201728730
Deed Book / Page	6685 / 1199
Last Transfer Date	Jun 17, 2020
Transfer Doc	0073281369
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	23 VANGUARD DR, SAINT PETERS, MO 63376-4409
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 VANGUARD DR, SAINT PETERS, MO 63376-4409

Mortgage

Document Number	2021R027032
Date	Mar 29, 2021
Instrument	2021R-027032

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	23 VANGUARD DR, SAINT PETERS, MO 63376-4409
Document Number	0071692225
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 VANGUARD DR ST PETERS MO 633764409, ST PETERS, MO 63376-4409

Mortgage

Document Number	0071692225
Date	Oct 28, 2019
Book Page	007169/002225
Instrument	604680

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 27, 2034

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	23 VANGUARD DR, SAINT PETERS, MO 63376-4409
Document Number	0070020580
Instrument Date	Oct 22, 2018
Transaction Type	Mortgage
Record Updated	Nov 30, 2018
Title Company	CLOSELINE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 VANGUARD DR ST PETERS MO 633764409, ST PETERS, MO 63376-4409

Mortgage

Document Number	0070020580
Date	Nov 13, 2018
Book Page	007002/000580
Instrument	642360

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 12, 2033

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jan 17, 2017
Property Address	23 VANGUARD DR, SAINT PETERS, MO 63376-4409
Document Number	0066851199
Book / Page	006685 / 001199
Instrument Date	Jan 9, 2017
Instrument	28730
Transaction Type	Transfer
Record Updated	Jan 23, 2017
Title Company	CHESTERFIELD TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 VANGUARD DR ST PETERS MO 633764409, ST PETERS, MO 63376-4409

Mortgage

Document Number	66851202,
Date	Jan 17, 2017
Book Page	006685/001202
Instrument	28740

Lender

Name	ENDEAVOR CAP
Type	Funding / Finance Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2032

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,981 (-)	$257,795 (-) Land $50,000 Building $207,795
2025	$3,337.00 (+5.23%)	$48,981 (+8.14%)	$257,795 (+8.14%) Land $50,000 Building $207,795
2024	$3,171.00
2023		$45,294
2022			$238,388 Land $50,000 Building $188,388

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

Nearby Properties on Vanguard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures