21 Vanguard Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 21 Vanguard Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,280 sqft · built 1983
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`427845C407`

Property Details

APN / Parcel Number

Primary APN	`427845C407`
Alternative APN	`3-0153-5591-00-0239.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Gross Area	3,000 sqft
1st Floor Area	1,280 sqft
Basement Area	1,280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	85 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C407
Street Address	21 VANGUARD DR
City	SAINT PETERS
State	MO
Zip	63376-4409
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESCENT HILLS #5 LOT 239
Legal Subdivision	CRESCENT HILLS #5
Legal Lot Number	239
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1020
Census Tract	311294

Owner

Source: St. Charles County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 VANGUARD DR, SAINT PETERS, MO 63376-4409
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Warranty Deed, Transfer INVEST TITLE, INVESTORS TITLE
Jun 10, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 26, 2017	Deed of Trust, Mortgage · Line of Credit COMMUNITYAMERICA CU
Sep 3, 2020	Warranty Deed, Transfer CORNERSTONE FIRST MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2026
Deed Sale	Jun 10, 2026
Prior Sale	Jun 10, 2026
Deed Document Number	202627192
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 10, 2026
Property Address	21 VANGUARD DR, SAINT PETERS, MO 63376-4409
Document Number	0000027192
Instrument Date	Jun 10, 2026
Instrument	202627192
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	INVEST TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VANGUARD DR, SAINT PETERS, MO 63376-4409

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 10, 2026
Property Address	21 VANGUARD DR, SAINT PETERS, MO 63376-4409
Document Number	0000027191
Instrument Date	May 27, 2026
Instrument	202627191
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VANGUARD DR, SAINT PETERS, MO 63376-4409

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	21 VANGUARD DR, SAINT PETERS, MO 63376-4409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0067641595
Date	Jun 26, 2017
Book Page	6764/1595
Instrument	20170626000388070

Lender

Name	COMMUNITYAMERICA CU
Type	Credit Union
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 25, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 3, 2020
Property Address	21 VANGUARD DR, SAINT PETERS, MO 63376-4409
Document Number	0000064326
Instrument Date	Aug 28, 2020
Instrument	64326
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 VANGUARD DR ST PETERS MO 633764409, ST PETERS, MO 63376-4409

Mortgage

Document Number	64327
Date	Sep 3, 2020
Instrument	64327

Lender

Name	CORNERSTONE FIRST MTG INC
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,036.00	$44,516 (-3.46%)	$234,295 (-3.46%) Land $50,000 Building $184,295
2023		$46,113
2022			$242,702 Land $50,000 Building $192,702

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

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