Cumberland Town property record for 23 Valley Stream Dr, Cumberland, RI 02864 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Architecture Style | Ranch |
| Year Built | Built 2004 |
| Square Footage | 2,360 sqft Living Area |
| Lot Size | 25,265 sqft (0.58 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $7,626.00 (2025) |
| Primary APN | 6-0387-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,360 sqft Living Area |
| Gross Area | 5,504 sqft Gross Area |
| 1st Floor | 2,360 sqft 1st Floor |
| Basement Area | 2,360 sqft Basement |
| Unfinished Basement | 2,360 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 25,265 sqft (0.58 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 6-0387-20 |
|---|---|
| Street Address | 23 VALLEY STREAM DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-5046 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 337 |
| Jurisdiction | CUMBERLAND RI |
| Minor Civil Division | CUMBERLAND |
| Census Blockgroup | 3 |
| Census Block | 3011 |
| Census Tract | 11301 |
Source: Cumberland Town records · APN 6-0387-20
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 23 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Revocable Living Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 21, 2024 |
| Transfer Doc | 001989-222 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 19, 2026 |
| Property Address | 23 VALLEY STREAM DR, CUMBERLAND, RI 02864-5046 |
| Document Number | 02030-0396 |
| Book / Page | 2030 / 396 |
| Instrument Date | Mar 02, 2026 |
| Instrument | 2026155027 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000155027, |
|---|---|
| Date | May 19, 2026 |
| Book Page | 2030/396 |
| Instrument | 2026155027 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
Source: Cumberland Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,626.00 (+5.59%) | $621,500 (-) Land $165,000 Building $456,500 |
| 2023 | $7,222.00 (-4.22%) | $621,500 (+23.56%) Land $165,000 Building $456,500 |
| 2022 | $7,540.00 | $503,000 Land $128,300 Building $374,700 |
Source: FEMA National Flood Hazard Layer, County delivery 44007C updated June 22, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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