23 Union St, Saco, ME 04072 Property Records

York County and Saco City property record for 23 Union St, Saco, ME 04072

Property Summary

Property Type	Day Care, Pre-School
Details	3 bd · 2 ba · 1,883 sqft · built 1840
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$490,000 (Feb 2025)
Tax Bill	$5,772 (2025)
Deeds & Mortgages	Oct 2022 Mortgage Jun 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`Z2021R`

Property Details

APN / Parcel Number

Primary APN	`Z2021R`
Alternative APNs	`SACO M:039 L:221 U:000-000` `M:039 L:221 U:000=000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,883 sqft Total Area
Gross Area	3,950 sqft
1st Floor Area	1,431 sqft
Attic	Attic
Attic Area	988 sqft
Basement Area	1,352 sqft
Unfinished Basement	1,352 sqft

Exterior

Year Built	Built 1840
Effective Year Built	Effective 1840
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	Z2021R
Street Address	23 UNION ST
City	SACO
State	ME
Zip	04072-1905
Property Category	Commercial
Property Type	Commercial > Retail > Day Care, Pre-School
Local Zoning Code	MDR
Legal Lot Number	221
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	1
Census Block	1045
Census Tract	5200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: York County and Saco City assessment roll, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	40 MAPLE ST, SACO, ME 04072-3130
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage EVERGREEN CU
Jun 24, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 10, 2025 · Amount on Record
Deed Sale	Feb 10, 2025 · Amount on Record
Prior Sale	Oct 17, 2022 · Amount on Record
Deed Document Number	20254264
Deed Book / Page	19604 / 371
Transfer Doc	15179-0356
Record Updated	Sep 20, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Oct 17, 2022
Property Address	23 UNION ST, SACO, ME 04072-1905
Document Number	0191330913
Book / Page	19133 / 913
Instrument Date	Oct 17, 2022
Instrument	2022044363
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RICHARDS WAY, SACO, ME 04072-2163

Mortgage

Document Number	2022044364
Date	Oct 17, 2022
Instrument	2022044364

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Jun 24, 2022
Property Address	23 UNION ST, SACO, ME 04072-1905
Document Number	0190560090
Book / Page	19056 / 90
Instrument Date	Jun 24, 2022
Instrument	2022026904
Transaction Type	Transfer
Record Updated	Mar 6, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	2 RICHARDS WAY, SACO, ME 04072-2163

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,772.00 (+24.29%)	$406,500 (+23%) Land $181,900 Building $224,600
2024	$4,644.00 (-12.46%)	$330,500 (+14.2%) Land $206,100 Building $124,400
2022	$5,305.00	$289,400 Land $157,100 Building $132,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.7% of Maine
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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