York County and Saco City property record for 15 Union St, Saco, ME 04072 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,052 sqft · built 1947 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Mar 2026) |
| Tax Bill | $3,737 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Mar 2026 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | S1115R |
| Primary APN | S1115R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,052 sqft Living Area |
| Gross Area | 1,926 sqft |
| 1st Floor Area | 526 sqft |
| Basement Area | 610 sqft |
| Unfinished Basement | 610 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | S1115R |
|---|---|
| Street Address | 15 UNION ST |
| City | SACO |
| State | ME |
| Zip | 04072-1905 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 222 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 1 |
| Census Block | 1045 |
| Census Tract | 5200 |
Source: York County and Saco City records · APN S1115R
Assessment roll updated May 22, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 68 BROADWAY, B, SOUTH PORTLAND, ME 04106-1671 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU |
| Mar 25, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANGOR SAVINGS BANK |
| Nov 27, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage MEGAN SCOTT |
| Sep 22, 2020 | Deed of Trust, Mortgage SACO & BIDDEFORD SVGS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 25, 2026 · Amount on Record |
| Deed Sale | Mar 25, 2026 · Amount on Record |
| Prior Sale | Nov 27, 2023 · Amount on Record |
| Deed Document Number | 20269825 |
| Deed Book / Page | 19869 / 88 |
| Transfer Doc | 1595000288 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 15 UNION ST, SACO, ME 04072-1905 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0193910328 |
|---|---|
| Date | Feb 21, 2024 |
| Book Page | 19391/328 |
| Instrument | 2024005030 |
| Name | TOWN & COUNTRY FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Mar 25, 2026 |
| Property Address | 15 UNION ST, SACO, ME 04072-1905 |
| Document Number | 0198690088 |
| Book / Page | 19869 / 88 |
| Instrument Date | Mar 24, 2026 |
| Instrument | 2026009825 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 68 BROADWAY APT B, B, S PORTLAND, ME 04106-1671 |
| Document Number | 2026009826 |
|---|---|
| Date | Mar 25, 2026 |
| Instrument | 2026009826 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Nov 27, 2023 |
| Property Address | 15 UNION ST, SACO, ME 04072-1905 |
| Document Number | 0193510909 |
| Book / Page | 19351 / 909 |
| Instrument Date | Nov 21, 2023 |
| Instrument | 2023037474 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 177 SHERWOOD ST, PORTLAND, ME 04103-5209 |
| Document Number | 2023037475 |
|---|---|
| Date | Nov 27, 2023 |
| Instrument | 2023037475 |
| Name | MEGAN SCOTT |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 15 UNION ST, SACO, ME 04072-1905 |
| Document Number | 0183930221 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 15 UNION ST SACO ME 040721905, SACO, ME 04072-1905 |
| Document Number | 0183930221 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 018393/000221 |
| Instrument | 48231 |
| Name | SACO & BIDDEFORD SVGS |
|---|---|
| Address | SACO, ME 04072 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Sep 27, 2035 |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,737.00 (+2.08%) | $263,200 (+1%) Land $117,700 Building $145,500 | |
| 2024 | $3,661.00 (+5.35%) | $260,600 (+37.45%) Land $117,700 Building $142,900 | $314,165 |
| 2022 | $3,475.00 | $189,600 Land $89,700 Building $99,900 |
Source: FEMA National Flood Hazard Layer, York County (23031C), updated April 16, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230310052001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Nearby Flood Claims | 3 (1978) |
| Most Recent Claim | Feb 1978, tidal / storm surge |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Saco Historic District listed 1998 · 184 contributing resources · NRIS 98000594 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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