Carlton County property record for 17 Torma Rd, Esko, MN 55733 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Lot Size | 1.15 acres (50,181 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jul 2024) |
| Tax Bill | $4,720 (2026) |
| Deeds & Mortgages | Jul 2024 Mortgage Jan 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 78-385-0100 |
| Primary APN | 78-385-0100 |
|---|---|
| Alternative APN |
|
| Lot Area | 50,181 sqft (1.15 acres) |
|---|
| Account Number | 28087 |
|---|---|
| Street Address | 17 TORMA RD |
| City | ESKO |
| State | MN |
| Zip | 55733-9606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TORMA ADDITION |
| Legal Subdivision | TORMA ADDITION |
| Legal Lot Number | 5 |
| Jurisdiction | CARLTON MN |
| Township / Civil Division | THOMSON |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 70300 |
Source: Carlton County records · APN 78-385-0100
Assessment roll updated April 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 17 TORMA RD, ESKO, MN 55733-9606 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 26, 2024 | Warranty Deed, Transfer NORTH SHORE BANK OF COMMERCE |
| Jan 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance HARBOR POINTE CREDIT UNION |
| Dec 04, 2020 | Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC |
| Dec 16, 2019 | Warranty Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Dec 16, 2019 · Amount on Record |
| Deed Document Number | 20241671647 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Jul 26, 2024 |
| Property Address | 17 TORMA RD, ESKO, MN 55733-9606 |
| Document Number | A000517507 |
| Instrument Date | Jul 18, 2024 |
| Instrument | A000517507 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17 TORMA RD, ESKO, MN 55733-9606 |
| Document Number | A000517508 |
|---|---|
| Date | Jul 26, 2024 |
| Instrument | A000517508 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Aug 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 17 TORMA RD, ESKO, MN 55733-9606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | A000510492 |
|---|---|
| Date | Jan 31, 2023 |
| Instrument | A000510492 |
| Name | HARBOR POINTE CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARLTON MN |
| Property Address | 17 TORMA RD, ESKO, MN 55733-9606 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | A000495720 |
|---|---|
| Date | Dec 04, 2020 |
| Instrument | A000495720 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARLTON MN |
| Recording Date | Dec 16, 2019 |
| Property Address | 17 TORMA RD, ESKO, MN 55733-9606 |
| Document Number | A000489653 |
| Instrument Date | Nov 25, 2019 |
| Instrument | A000489653 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 17 TORMA RD, ESKO, MN 55733-9606 |
| Document Number | A000489654 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | A000489654 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 01, 2049 |
Source: Carlton County records · Assessment roll updated April 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Carlton County |
| County Subdivision | Thomson Township |
| Unified School District | Esko Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,720.00 (+8.51%) Homeowner's exemption | ||
| 2025 | $410,100 (+3.93%) Land $80,200 Building $329,900 | $410,100 (+3.93%) Land $80,200 Building $329,900 | |
| 2024 | $4,350.00 Homeowner's exemption | $394,600 (+8.35%) Land $80,200 Building $314,400 | $394,600 (+8.35%) Land $80,200 Building $314,400 |
| 2023 | $4,350.00 Homeowner's exemption | $364,200 (-) Land $76,700 Building $287,500 | $364,200 (-) Land $76,700 Building $287,500 |
| 2022 | $364,200 Land $76,700 Building $287,500 | $364,200 Land $76,700 Building $287,500 |
Source: FEMA National Flood Hazard Layer, Carlton County (27017C), updated March 13, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270170703001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2015, other causes |
| Wildfire Risk | Low above 20% of the US · above 39% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 26 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Mediacom Communications | Fiber | 2,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
May also be available at this address: AirFiber, Mediacom Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.
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