23 Temple St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 23 Temple St, Reading, MA 01867 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	2,004 sqft Living Area
Lot Size	7,126 sqft (0.164 acres)
Occupancy	Owner Occupied
Last Sale	$365,000 (2015)
Tax Bill	$9,558.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`READ M:016.0-0000-0340.0`
Alternative APNs	`M:016.0=0000=0340.0` `620000000020` `620000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Building Area	2,004 sqft Living Area
Gross Area	3,524 sqft Gross Area
Basement Area	990 sqft Basement
Unfinished Basement	990 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2020
Architectural Style	Other Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	7,126 sqft (0.164 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	620000000020
Street Address	23 TEMPLE ST
City	READING
State	MA
Zip	01867-2831
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	READING MA
Minor Civil Division	READING
Census Blockgroup	3
Census Block	3006
Census Tract	334200

Owner

Source: Middlesex County and Reading Town records · APN READ M:016.0-0000-0340.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	23 TEMPLE ST, READING, MA 01867-2831
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2015 · Amount on Record
Deed Sale	Oct 29, 2015 · Amount on Record
Deed Book / Page	66302 / 206
Record Refreshed	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	23 TEMPLE ST, READING, MA 01867-2831
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	078730-166
Date	Sep 20, 2021
Book Page	78730/166
Instrument	207956

Lender

Name	WATERMARK CAPITAL INC

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,558.00 (-1.15%)	$839,200 (+1.72%) Land $437,700 Building $401,500	$906,965 (+12.26%)
2024	$9,669.00 (-1.2%)	$825,000 (+6.14%) Land $430,300 Building $394,700	$807,880
2023	$9,786.00	$777,300 Land $405,400 Building $371,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.