Middlesex County and Reading Town property record for 15 Temple St, Reading, MA 01867 · Last verified April 2026
| Property Type | Vacant Land > Residential |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,155 sqft Living Area |
| Lot Size | 6,469 sqft (0.149 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $307,000 (2015) |
| Tax Bill | $4,959.00 (2025) |
Source: Middlesex County and Reading Town records · APN READ M:016.0-0000-0342.0
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 15 TEMPLE ST, READING, MA 01867-2831 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INNOVATIVE MTG SVCS I |
| Aug 11, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CROSSCOUNTRY MORTGAGE INC |
| May 16, 2024 | Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM) WINCHESTER SAVINGS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on Record |
| Deed Sale | Dec 18, 2015 · Amount on Record |
| Prior Sale | Sep 27, 2001 · Amount on Record |
| Deed Doc Number | 2015215254 |
| Deed Book / Page | 66552 / 241 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 TEMPLE ST, READING, MA 01867-2831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 15, 2026 |
| Name | Verified Name |
|---|
| Document Number | 085395-466 |
|---|---|
| Date | Mar 27, 2026 |
| Book Page | 85395/466 |
| Instrument | 33765 |
| Name | INNOVATIVE MTG SVCS I |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 TEMPLE ST, READING, MA 01867-2831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078447-420 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 78447/420 |
| Instrument | 179887 |
| Name | CROSSCOUNTRY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 15 TEMPLE ST, READING, MA 01867-2831 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 082774-286 |
|---|---|
| Date | May 16, 2024 |
| Book Page | 82774/286 |
| Instrument | 50176 |
| Name | WINCHESTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.63% |
| Type Change Date | May 01, 2029 |
| Index | 3-Year CMT |
Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,959.00 (-34.21%) | $435,400 (-32.31%) Land $435,400 | |
| 2024 | $7,538.00 (-1.22%) | $643,200 (+6.12%) Land $428,000 Building $215,200 | $559,360 |
| 2023 | $7,631.00 | $606,100 Land $403,300 Building $202,800 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | READ M:016.0-0000-0342.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,155 sqft Living Area |
| Gross Area | 2,192 sqft Gross Area |
| Basement Area | 804 sqft Basement |
| Unfinished Basement | 804 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Other Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,469 sqft (0.149 acres) |
| Heating System | Steam Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 620000000040 |
|---|---|
| Street Address | 15 TEMPLE ST |
| City | READING |
| State | MA |
| Zip | 01867-2831 |
| Property Usage | Residential Property Usage |
| Type | Vacant Land > Residential |
| Jurisdiction | READING MA |
| Minor Civil Division | READING |
| Census Blockgroup | 3 |
| Census Block | 3006 |
| Census Tract | 334200 |
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