23 Sterling St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 23 Sterling St, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 790 sqft · built 1949
Lot Size	0.143 acres (6,215 sqft)
Owner	Individual Name on Record
Last Sale	$340,000 (Apr 2026)
Tax Bill	$3,342 (2026)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Nov 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`177-00001`

Property Details

APN / Parcel Number

Primary APN	`177-00001`
Alternative APN	`CHIC M:0177 P:00001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	790 sqft Living Area
Gross Area	3,048 sqft
1st Floor Area	790 sqft
Attic	Attic
Attic Area	692 sqft
Basement Area	790 sqft
Unfinished Basement	790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,215 sqft (0.143 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	177-00001
Street Address	23 STERLING ST
City	CHICOPEE
State	MA
Zip	01020-3620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1004
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1020 PARK HILL RD, FLORENCE, MA 01062-9762
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Quit Claim Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CTR
Nov 17, 2025	Fiduciary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Nov 17, 2025 · Amount on Record
Deed Document Number	202619036
Deed Book / Page	26313 / 471
Prior Transfer Date	Apr 28, 2026
Prior Transfer Doc	026313-471
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHICOPEE MA
Recording Date	Apr 30, 2026
Property Address	23 STERLING ST, CHICOPEE, MA 01020-3620
Document Number	026313-471
Book / Page	26313 / 471
Instrument Date	Apr 28, 2026
Instrument	2026.19036
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 PARK HILL RD, FLORENCE, MA 01062-9762
Investor	Possibly a Property Investor

Mortgage

Date	Apr 30, 2026

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

November 2025: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CHICOPEE MA
Recording Date	Nov 17, 2025
Property Address	23 STERLING ST, CHICOPEE, MA 01020-3620
Document Number	026114-187
Book / Page	26114 / 187
Instrument Date	Nov 3, 2025
Instrument	55171
Transaction Type	Transfer
Record Updated	Dec 10, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444A N MAIN ST # 234, E LONGMEADOW, MA 01028-1845

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,342.00 (+7.22%)	$219,300 (+6.66%) Land $88,500 Building $130,800	$307,515 (+14.34%)
2025	$3,117.00 (+5.48%)	$205,600 (+2.7%) Land $82,300 Building $123,300	$268,945
2024	$2,955.00 (+6.83%)	$200,200 (+9.64%) Land $80,700 Building $119,500
2023	$2,766.00	$182,600 Land $73,300 Building $109,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Crossroads Fiber Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

May also be available: T-Mobile.

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