Hampden County and Chicopee City property record for 20 Sterling St, Chicopee, MA 01020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,078 sqft · built 1986 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $133,000 (Jun 2011) |
| Tax Bill | $3,845 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-0008A |
| Primary APN | 177-0008A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,078 sqft Living Area |
| Gross Area | 2,580 sqft |
| 1st Floor Area | 1,078 sqft |
| Basement Area | 1,078 sqft |
| Unfinished Basement | 1,078 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,000 sqft (0.115 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Account Number | 177-0008A |
|---|---|
| Street Address | 20 STERLING ST |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-3621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 810700 |
20 Sterling St is owned and occupied by two individuals who bought it in June 2011.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 20 STERLING ST, CHICOPEE, MA 01020-3621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2011 · Amount on File |
| Deed Sale | Jun 30, 2011 · Amount on File |
| Prior Sale | Feb 22, 2011 · Amount on File |
| Deed Book / Page | 18827 / 346 |
| Transfer Doc | 018827-346 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 20 Sterling St was $3,845, up 6.2% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,845.00 (+6.22%) | $252,300 (+5.65%) Land $80,000 Building $172,300 | $282,584 (-8.92%) |
| 2025 | $3,620.00 (+4.59%) | $238,800 (+1.83%) Land $76,400 Building $162,400 | $310,270 |
| 2024 | $3,461.00 (+8.05%) | $234,500 (+10.93%) Land $74,900 Building $159,600 | |
| 2023 | $3,203.00 | $211,400 Land $68,100 Building $143,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 20 Sterling St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (1980–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Mar 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 20 Sterling St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 86% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
May also be available: T-Mobile.
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