11 Spruce St, Basking Ridge, NJ 07920 Property Records

Somerset County and Bernards Township property record for 11 Spruce St, Basking Ridge, NJ 07920 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2,303 sqft · built 1935
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on File
Last Sale	$765,000 (Dec 2024)
Tax Bill	$12,208 (2025)
Deeds & Mortgages	Jun 2022 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02001-0000-00020`

Property Details

APN / Parcel Number

Primary APN	`02-02001-0000-00020`
Alternative APN	`0200095000000070`

Interior

Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,303 sqft Living Area

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	23,087 sqft (0.53 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0200095000000070
Street Address	11 SPRUCE ST
City	BASKING RIDGE
State	NJ
Zip	07920-1822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	2001
Legal Lot Number	20
Jurisdiction	SOMERSET NJ
Township / Civil Division	BERNARDS
Census Block Group	2
Census Block	2007
Census Tract	52400

Owner

Source: Somerset County and Bernards Township records · APN 02-02001-0000-00020

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 SPRUCE ST, BASKING RIDGE, NJ 07920-1822
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Deed Document Number	202433791
Deed Book / Page	7594 / 1108
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	11 SPRUCE ST, BASKING RIDGE, NJ 07920-1822
Transaction Type	Mortgage
Record Updated	Jul 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027972
Date	Jun 21, 2022
Book Page	7452/2123
Instrument	2022027972

Lender

Name	UTILITIES EMPLOYEES CU
Type	Credit Union
Address	READING, PA 19610

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	89 Months
Due	Nov 20, 2029

Tax Assessment & Valuation

Source: Somerset County and Bernards Township records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
County Subdivision	Bernards Township
Unified School District	Bernards Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$769,200 (+6.36%) Land $415,900 Building $353,300	$769,200 (+6.36%) Land $415,900 Building $353,300
2025	$12,208.00 (+4.39%)	$723,200 (+16.33%) Land $395,900 Building $327,300	$723,200 (+16.33%) Land $395,900 Building $327,300
2024	$11,695.00 (+0.43%)
2023		$621,700 Land $355,900 Building $265,800	$621,700 Land $355,900 Building $265,800
2022	$11,645.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Somerset County (34035C), updated September 3, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.