23 Smith St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 23 Smith St, Chicopee, MA 01020 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1956
Square Footage	1,153 sqft Living Area
Lot Size	17,500 sqft (0.402 acres)
Occupancy	Owner Occupied
Last Sale	$307,000 (2022)
Tax Bill	$4,193.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`34-00009`
Alternative APN	`CHIC M:0034 P:00009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,153 sqft Living Area
Gross Area	3,297 sqft Gross Area
1st Floor	1,153 sqft 1st Floor
Basement Area	1,153 sqft Basement
Unfinished Basement	1,153 sqft Unfinished
Stories	1 Stories

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Architectural Style	Ranch Style
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	17,500 sqft (0.402 acres)
Garage Type	Attached Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	34-00009
Street Address	23 SMITH ST
City	CHICOPEE
State	MA
Zip	01020-2429
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Jurisdiction	CHICOPEE MA
Minor Civil Division	CHICOPEE
Census Blockgroup	2
Census Block	2016
Census Tract	810700

Owner

Source: Hampden County and Chicopee City records · APN 34-00009

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	23 SMITH ST, CHICOPEE, MA 01020-2429
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
May 09, 2023	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Apr 01, 2022	Quit Claim Arm's Length for NE States, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 01, 2022 · Amount on Record
Deed Sale	Apr 01, 2022 · Amount on Record
Prior Sale	Jul 31, 2015 · Amount on Record
Deed Doc Number	202220159
Deed Book / Page	24481 / 160
Record Refreshed	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	23 SMITH ST, CHICOPEE, MA 01020-2429
Transaction Type	Mortgage
Record Updated	Apr 03, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025324-331
Date	Feb 20, 2024
Book Page	25324/331
Instrument	7016

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Mar 01, 2064

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	23 SMITH ST, CHICOPEE, MA 01020-2429
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	024999-163
Date	May 09, 2023
Book Page	24999/163
Instrument	21018

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	481 Months
Due	Jun 01, 2063

April 2022: Quit Claim Arm's Length for NE States, Transfer

Document Type	Quit Claim Arm's Length for NE States
Jurisdiction	CHICOPEE MA
Recording Date	Apr 01, 2022
Property Address	23 SMITH ST, CHICOPEE, MA 01020-2429
Document Number	024481-160
Book / Page	24481 / 160
Instrument Date	Apr 01, 2022
Instrument	20159
Transaction Type	Transfer
Record Updated	Apr 15, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	50 MARSHALL AVE, CHICOPEE, MA 01013-1818

Mortgage

Document Number	0000020160
Date	Apr 01, 2022
Instrument	20160

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Chicopee City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,193.00 (+3.4%)	$276,600 (+0.69%) Land $104,600 Building $172,000	$312,645
2024	$4,055.00 (+7.87%)	$274,700 (+10.72%) Land $102,500 Building $172,200
2023	$3,759.00	$248,100 Land $93,300 Building $154,800

Flood & Wildfire

23 Smith St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Hampden County (25013C), updated June 7, 2023

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Smith St

Nearby Streets

All Chicopee, MA Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures