21 Smith St, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 21 Smith St, Chicopee, MA 01020

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,884 sqft · built 1920
Lot Size	0.077 acres (3,337 sqft)
Owner	Company Name on File
Last Sale	$130,650 (Jul 2017)
Tax Bill	$2,977 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`772-00008`

Property Details

APN / Parcel Number

Primary APN	`772-00008`
Alternative APN	`CHIC M:0772 P:00008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,884 sqft Living Area
Gross Area	4,122 sqft
1st Floor Area	972 sqft
Attic	Attic
Attic Area	942 sqft
Basement Area	942 sqft
Unfinished Basement	942 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,337 sqft (0.077 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	772-00008
Street Address	21 SMITH ST
City	CHICOPEE
State	MA
Zip	01020
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	7
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	3
Census Block	3014
Census Tract	811301

Owner

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	27 CARRIAGE LN, SOUTH HADLEY, MA 01075-3202
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2018	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Jul 11, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 11, 2017 · Amount on Record
Deed Sale	Jul 11, 2017 · Amount on Record
Prior Sale	Jan 25, 1993 · Amount on Record
Deed Document Number	201738718
Deed Book / Page	21759 / 530
Record Updated	Jun 8, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 SMITH ST, CHICOPEE, MA 01020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22117-471
Date	Apr 3, 2018
Book Page	22117/471
Instrument	17178

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHICOPEE MA
Recording Date	Jul 11, 2017
Property Address	21 SMITH ST, CHICOPEE, MA 01020
Document Number	21759-530
Book / Page	021759 / 000530
Instrument Date	Jul 6, 2017
Instrument	38718
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Amount	Amount Recorded
Tax	$607.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 CARRIAGE LN SOUTH HADLEY MA 010753202, SOUTH HADLEY, MA 01075-3202

Tax Assessment & Valuation

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,977.00 (+5.72%)	$196,400 (+2.94%) Land $37,600 Building $158,800
2024	$2,816.00 (+6.75%)	$190,800 (+9.59%) Land $36,900 Building $153,900
2023	$2,638.00	$174,100 Land $33,500 Building $140,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH HADLEY FD #1 (MWRA) serves 14,800 people · EPA ID MA1275000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jul 2025
Also Mapped Here	CHICOPEE WATER DEPT (MWRA)
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Netafy Fixed Wireless	150 / 150

May also be available: Chicopee Municipal Lighting Plant, South Hadley Electric Light Department, T-Mobile USA.

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