23 Shade St, Waltham, MA 02452 Property Records

Middlesex County and Waltham City property record for 23 Shade St, Waltham, MA 02452

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 2,456 sqft · built 1952
Lot Size0.191 acres (8,320 sqft)
Owner2 Individual Names on Record
Last Sale$654,000 (Oct 2018)
Tax Bill$8,417 (2026)
Deeds & MortgagesNov 2020 Refinance
Jul 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN103523

Property Details

APN / Parcel Number

Primary APN103523
Alternative APN
  • WALT M:025 B:021 L:0007

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,456 sqft Living Area
Gross Area3,308 sqft
Basement Area936 sqft
Unfinished Basement608 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,320 sqft (0.191 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number103523
Street Address23 SHADE ST
CityWALTHAM
StateMA
Zip02452-6372
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal Block21
Legal Lot Number7
JurisdictionWALTHAM MA
Township / Civil DivisionWALTHAM
Census Block Group3
Census Block3009
Census Tract368901

Owner

Source: Middlesex County and Waltham City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address23 SHADE ST, WALTHAM, MA 02452-6372
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
STEARNS LENDING INC
Jul 29, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
MSA LENDING LLC
Oct 12, 2018Quit Claim Deed, Transfer
MSA MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2018 · Amount on Record
Deed SaleOct 12, 2018 · Amount on Record
Prior SaleJun 28, 2003 · Amount on Record
Deed Book / Page71740 / 86
Transfer Doc0071740-86
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address23 SHADE ST, WALTHAM, MA 02452-6372
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number76151-580
DateNov 12, 2020
Book Page76151/580
Instrument211852
Lender
NameSTEARNS LENDING INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWALTHAM MA
Property Address23 SHADE ST, WALTHAM, MA 02452-6372
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number73004-41
DateJul 29, 2019
Book Page73004/41
Instrument108944
Lender
NameMSA LENDING LLC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTHAM MA
Recording DateOct 12, 2018
Property Address23 SHADE ST, WALTHAM, MA 02452-6372
Document Number71740-86
Book / Page71740 / 86
Instrument157524
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$62.55
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number717400089
DateOct 12, 2018
Instrument71740/0089
Lender
NameMSA MORTGAGE LLC
TypeMortgage Company
Agreement
AmountAmount Recorded
Term180 Months
DueOct 12, 2033

Tax Assessment & Valuation

Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityWaltham City
Unified School DistrictWaltham School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$8,417.00 (+7.66%)$815,600 (+2.45%) Land $453,700 Building $361,900$885,961 (-0.97%)
2025$7,818.00 (+4.88%)$796,100 (+2.96%) Land $433,000 Building $363,100$894,615 (+1.42%)
2024$7,454.00 (+1.44%)$773,200 (+8.6%) Land $413,900 Building $359,300$882,075
2023$7,348.00$712,000 Land $375,500 Building $336,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 94% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTHAM WATER DEPARTMENT
serves 65,218 people · EPA ID MA3308000
Water SourcePurchased surface water from MWRA
Last State InspectionJun 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

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