Middlesex County and Waltham City property record for 10 Shade St, Waltham, MA 02452
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,785 sqft · built 1950 |
| Lot Size | 0.207 acres (9,030 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,278,000 (Jun 2025) |
| Tax Bill | $8,573 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2021 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 103499 |
| Primary APN | 103499 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,785 sqft Living Area |
| Gross Area | 4,462 sqft |
| Basement Area | 900 sqft |
| Unfinished Basement | 900 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,030 sqft (0.207 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 103499 |
|---|---|
| Street Address | 10 SHADE ST |
| City | WALTHAM |
| State | MA |
| Zip | 02452-6315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 19 |
| Legal Lot Number | 8 |
| Jurisdiction | WALTHAM MA |
| Township / Civil Division | WALTHAM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 368901 |
Source: Middlesex County and Waltham City records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Apr 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage |
| Feb 17, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance MIDDLESEX SAVINGS BANK |
| Jun 18, 2025 | Quit Claim Deed, Transfer · Stand-Alone Refinance M & T BANK |
| Jul 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Jun 30, 2017 | Quit Claim Deed, Transfer SIERRA PACIFIC MORTGAGE CO INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2025 · Amount on Record |
| Deed Sale | Jun 18, 2025 · Amount on Record |
| Prior Sale | Jun 30, 2017 · Amount on Record |
| Deed Document Number | 202569558 |
| Deed Book / Page | 84246 / 225 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Apr 28, 2026 |
| Property Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Document Number | 0085524-40 |
| Book / Page | 85524 / 40 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 202647462 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Document Number | 0000047462, |
|---|---|
| Date | Apr 28, 2026 |
| Book Page | 85524/40 |
| Instrument | 202647462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0076986-41 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 76986/41 |
| Instrument | 35714 |
| Name | MIDDLESEX SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jun 18, 2025 |
| Property Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Document Number | 084246-225 |
| Book / Page | 84246 / 225 |
| Instrument Date | Jun 10, 2025 |
| Instrument | 69558 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Document Number | 0000069559 |
|---|---|
| Date | Jun 18, 2025 |
| Instrument | 69559 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTHAM MA |
| Property Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75133-63 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 75133/63 |
| Instrument | 115056 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WALTHAM MA |
| Recording Date | Jun 30, 2017 |
| Property Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Document Number | 69537-448 |
| Book / Page | 69537 / 448 |
| Instrument | 101842 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $63.89 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 SHADE ST, WALTHAM, MA 02452-6315 |
| Document Number | 695370453 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 69537/0453 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Jun 30, 2047 |
Source: Middlesex County and Waltham City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Waltham City |
| Unified School District | Waltham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,573.00 (+4.8%) | $873,000 (+2.89%) Land $441,000 Building $432,000 | $1,181,230 (+26.16%) |
| 2024 | $8,180.00 (+1.29%) | $848,500 (+8.42%) Land $421,500 Building $427,000 | $936,320 |
| 2023 | $8,076.00 | $782,600 Land $382,500 Building $400,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Feb 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WALTHAM WATER DEPARTMENT serves 65,218 people · EPA ID MA3308000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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