23 S 5th St W, Aurora, MN 55705 Property Records

St. Louis County property record for 23 S 5th St W, Aurora, MN 55705

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,098 sqft · built 1953
Lot Size0.258 acres (11,247 sqft)
OwnerIndividual Name on File
Last Sale$82,000 (Jan 2022)
Tax Bill$1,460 (2026)
Deeds & MortgagesJul 2022 Line of Credit
Jan 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN100-0068-00290

Property Details

APN / Parcel Number

Primary APN100-0068-00290
Alternative APN
  • 1124345

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Stories1 Story
Building Area1,098 sqft Gross Area
1st Floor Area1,098 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1953
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Lot Area11,247 sqft (0.258 acres)
Garage Area896 sqft
Deck Area60 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating FuelGas

Location & Zoning

Account Number1124345
Street Address23 S 5TH ST W
CityAURORA
StateMN
Zip55705-1255
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0007 BLOCK:003 SERIAL #
Legal SubdivisionSUMMIT ADD TO VILLAGE OF AUROR
Legal Block3
Legal Lot Number7
JurisdictionST LOUIS MN
Township / Civil DivisionWHITE
Census Block Group2
Census Block2033
Census Tract13800

Owner

23 S 5th St W is owned and occupied by an individual who bought it in January 2022.

Source: St. Louis County records, as of September 22, 2026

Owner of RecordIndividual Name on File
Mailing Address23 S 5TH ST W, AURORA, MN 55705-1255
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2022Deed of Trust, Mortgage · Line of Credit
THE MINERS NATIONAL BANK OF EVELETH
Jan 7, 2022Warranty Deed, Transfer · Conventional Mortgage
THE MINERS NATIONAL BANK OF EVELETH
Jul 23, 2020Deed of Trust, Mortgage · Line of Credit
AFFINITY PLUS FCU
Jan 23, 2017Loan Modification, Mortgage
NORTHERN ST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 7, 2022 · Amount on File
Deed SaleJan 7, 2022 · Amount on File
Deed Document Number20221434785
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address23 S 5TH ST W, AURORA, MN 55705-1255
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001448498
DateJul 28, 2022
Instrument1448498
Lender
NameTHE MINERS NATIONAL BANK OF EVELETH
TypeBank
AddressEVELETH, MN 55734
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJul 18, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJan 7, 2022
Property Address23 S 5TH ST W, AURORA, MN 55705-1255
Document Number0001434785
Instrument DateJan 5, 2022
Instrument1434785
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyNORTHEAST TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 S 5TH ST W, AURORA, MN 55705-1255
InvestorPossibly a Property Investor

Mortgage

Document Number0001434786
DateJan 7, 2022
Instrument1434786
Lender
NameTHE MINERS NATIONAL BANK OF EVELETH
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address23 S 5TH ST W, AURORA, MN 55705-1255
Document Number00A1387624
Instrument DateJul 23, 2020
Transaction TypeMortgage
Record UpdatedSep 18, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 S STH ST W AURORA MN 55705, AURORA, MN 55705

Mortgage

Document Number00A1387624
DateAug 11, 2020
InstrumentA1387624
Lender
NameAFFINITY PLUS FCU
TypeCredit Union
AddressSAINT PAUL, MN 55107
Agreement
TypeLine of Credit
AmountAmount on Record
Term120 Months
DueAug 10, 2030
Interest
Rate TypeAdjustable Rate

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionST LOUIS MN
Property Address23 S 5TH ST W, AURORA, MN 55705-1255
Document Number00A1304545
Instrument DateJan 23, 2017
Transaction TypeMortgage
Record UpdatedMar 6, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address23 S 5TH ST W AURORA MN 557051255, AURORA, MN 55705-1255

Mortgage

Document Number00A1304545
DateFeb 22, 2017
InstrumentA1304545
Lender
NameNORTHERN ST BK
TypeBank
AddressAURORA, MN 55705
Agreement
Term60 Months
DueFeb 21, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 23 S 5th St W was $1,460 with a homeowner's exemption, up 42% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityAurora City
CountySt. Louis County
County SubdivisionWhite Township
Unified School DistrictMesabi East School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,460.00 (+42.02%) Homeowner's exemption
2025$1,028.00 (-28.61%) Homeowner's exemption$132,500 (+29.77%) Land $8,600 Building $123,900$132,500 (+29.77%) Land $8,600 Building $123,900
2024$1,440.00$102,100 Land $7,100 Building $95,000$102,100 Land $7,100 Building $95,000
2022$107,000 Land $8,300 Building $98,700$107,000 Land $8,300 Building $98,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 S 5th St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 S 5th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAurora
serves 1,764 people · EPA ID MN1690002
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Fiber
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50

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