21 S 5th St W, Aurora, MN 55705 Property Records

St. Louis County property record for 21 S 5th St W, Aurora, MN 55705

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,221 sqft · built 1951
Lot Size	0.258 acres (11,247 sqft)
Owner	Individual Name on File
Last Sale	$92,500 (Oct 2021)
Tax Bill	$2,772 (2026)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`100-0068-00280`

Property Details

APN / Parcel Number

Primary APN	`100-0068-00280`
Alternative APN	`1119575`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,221 sqft Gross Area
1st Floor Area	1,221 sqft
Basement Area	610 sqft
Finished Basement	610 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	11,247 sqft (0.258 acres)
Garage Area	896 sqft
Deck Area	9 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1119575
Street Address	21 S 5TH ST W
City	AURORA
State	MN
Zip	55705-1255
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0006 BLOCK:003 SERIAL #
Legal Subdivision	SUMMIT ADDITION
Legal Block	3
Legal Lot Number	6
Jurisdiction	ST LOUIS MN
Township / Civil Division	WHITE
Census Block Group	2
Census Block	2033
Census Tract	13800

Owner

21 S 5th St W is owned and occupied by an individual who bought it in October 2021.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	21 S 5TH ST W, AURORA, MN 55705-1255
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage PREMIER LENDING ALLIANCE
Apr 3, 2020	Warranty Deed, Transfer · Conventional with PMI NORTHRIDGE CMNTY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Apr 3, 2020 · Amount on File
Deed Document Number	20211428057
Prior Transfer Date	Feb 25, 2015
Prior Transfer Doc	0001255978
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 22, 2021
Property Address	21 S 5TH ST W, AURORA, MN 55705-1255
Document Number	0001428057
Instrument Date	Oct 18, 2021
Instrument	1428057
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$305.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 S 5TH ST W, AURORA, MN 55705-1255

Mortgage

Document Number	0001428058
Date	Oct 22, 2021
Instrument	1428058

Lender

Name	PREMIER LENDING ALLIANCE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 3, 2020
Property Address	21 S 5TH ST W, AURORA, MN 55705-1255
Document Number	00A1376942
Instrument Date	Apr 1, 2020
Instrument	A1376942
Transaction Type	Transfer
Record Updated	Jul 15, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 S 5TH ST W AURORA MN 557051255, AURORA, MN 55705-1255

Mortgage

Document Number	A1376943
Date	Apr 3, 2020
Instrument	A1376943

Lender

Name	NORTHRIDGE CMNTY CU
Type	Credit Union
Address	HOYT LAKES, MN 55750

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	60 Months
Due	Apr 2, 2025

Tax Assessment & Valuation

The 2026 property tax bill for 21 S 5th St W was $2,772 with a homeowner's exemption, up 27.9% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Aurora City
County	St. Louis County
County Subdivision	White Township
Unified School District	Mesabi East School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,772.00 (+27.86%) Homeowner's exemption
2025	$2,168.00 (-14.98%) Homeowner's exemption	$191,100 (+3%) Land $8,600 Building $182,500	$191,100 (+3%) Land $8,600 Building $182,500
2024	$2,550.00	$147,000 Land $7,100 Building $139,900	$147,000 Land $7,100 Building $139,900
2022		$106,900 Land $8,300 Building $98,600	$106,900 Land $8,300 Building $98,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 S 5th St W in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 S 5th St W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Aurora serves 1,764 people · EPA ID MN1690002
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 315 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: CTC.

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