Flagler County property record for 23 Ryker Ln, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,312 sqft · built 2025 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $299,400 (Jan 2026) |
| Tax Bill | $914 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7029-00520-0270 |
| Primary APN | 07-11-31-7029-00520-0270 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,312 sqft Living Area |
| 1st Floor Area | 1,312 sqft |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 23 RYKER LN |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-3411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SECTION 29 BLOCK 00052 LOT 0027 SUBDIVISION COMPLETION YEAR 1981 OR 194 PG 263 OR 404 PG 135 OR 428 PG 149 OR 2362/1304-1/2 EC TRUST |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 52 |
| Legal Lot Number | 27 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 60214 |
Source: Flagler County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 401 HARRISON ST, 20B, SAN FRANCISCO, CA 94105-3226 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Jan 7, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Mar 29, 2022 | Warranty Deed, Transfer CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Jun 17, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 7, 2026 · Amount on Record |
| Deed Sale | Jan 7, 2026 · Amount on Record |
| Prior Sale | Mar 29, 2022 · Amount on Record |
| Deed Document Number | 20261153 |
| Deed Book / Page | 3020 / 1323 |
| Prior Transfer Date | May 10, 2019 |
| Prior Transfer Doc | 0023621304 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jan 7, 2026 |
| Property Address | 23 RYKER LN, PALM COAST, FL 32164-3411 |
| Document Number | 0030201323 |
| Book / Page | 3020 / 1323 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 2026001153 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2026 |
| Title Company | ENCORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,095.80 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10151 DEERWOOD PARK BOULEVARD # BLVD400, BLVD400, JACKSONVILLE, FL 32256-0566 |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 401 HARRISON ST APT 20B, 20B, SAN FRANCISCO, CA 94105-3226 |
| Document Number | 0030201325 |
|---|---|
| Date | Jan 7, 2026 |
| Instrument | 3020/1325 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Jan 1, 2036 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 8.5% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 8.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Mar 29, 2022 |
| Property Address | 23 RYKER LN, PALM COAST, FL 32164-3411 |
| Document Number | 0026720993 |
| Book / Page | 2672 / 993 |
| Map Reference | MB 10 PG 17-29 |
| Instrument Date | Mar 17, 2022 |
| Instrument | 2022016353 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Title Company | CORE TITLE SERVICES LLC, ANCHOR TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 21144, GABORONE, FL |
| Name | Verified Name |
|---|---|
| Address | 5711 RICHARD ST STE 1, 1, JACKSONVILLE, FL 32216-5956 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Jun 17, 2019 |
| Property Address | 23 RYKER LN, PALM COAST, FL 32164-3411 |
| Document Number | 0023621304 |
| Book / Page | 002362 / 001304 |
| Instrument Date | May 10, 2019 |
| Instrument | 21885 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | POST OFC BOX 602 |
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $914.00 (+13.4%) | $55,000 (+27.91%) Land $55,000 | $55,000 (+27.91%) Land $55,000 |
| 2024 | $806.00 (+1.26%) | ||
| 2023 | $796.00 (+73.8%) | $43,000 (-3.37%) Land $43,000 | $43,000 (-3.37%) Land $43,000 |
| 2022 | $458.00 | $44,500 Land $44,500 | $44,500 Land $44,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 62 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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