18 Ryker Ln, Palm Coast, FL 32164 Property Records

Flagler County property record for 18 Ryker Ln, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 2006
Lot Size	0.287 acres (12,502 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Jul 2020)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7029-00530-0070`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7029-00530-0070`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,032 sqft Heated Area
Gross Area	2,660 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,502 sqft (0.287 acres)
Driveway	Driveway
Driveway Area	464 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	18 RYKER LN
City	PALM COAST
State	FL
Zip	32164-3412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 29 BLOCK 00053 LOT 0007 SUBDIVISION COMPLETION YEAR 1981 OR 314 PG 794 OR 513 PG 197 (DC) OR 513 PG 196 OR
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	53
Legal Lot Number	7
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	3
Census Block	3010
Census Tract	60214

Owner

18 Ryker Ln is owned and occupied by an individual who bought it in July 2020.

Source: Flagler County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	18 RYKER LN, PALM COAST, FL 32164-3412
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2020 · Amount on File
Deed Sale	Jul 23, 2020 · Amount on File
Prior Sale	Sep 2, 2016 · Amount on File
Deed Document Number	2020028153
Deed Book / Page	2461 / 69
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 23, 2020
Property Address	18 RYKER LN, PALM COAST, FL 32164-3412
Document Number	0024610069
Book / Page	2461 / 69
Map Reference	MB 10 PG 17-29
Instrument Date	Jul 20, 2020
Instrument	2020028153
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	FLAGLER COUNTY ABSTRACT CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18 RYKER LN, 18, PALM COAST, FL 32164-3412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	IS 32 RYLEY LANE, PALM COAST, FL 32164

Mortgage

Document Number	0000246170
Date	Jul 23, 2020
Instrument	2461/70

Lender

Name	AMERIS BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 18 Ryker Ln was $3,091 with a homeowner's exemption.

Source: Flagler County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00 Homeowner's exemption	$213,264	$281,334 Land $55,000 Building $226,334
2023	$2,936.00 (+1.1%) Homeowner's exemption	$201,217 (+3%)	$281,893 (+9.04%) Land $43,000 Building $238,893
2022	$2,904.00 Homeowner's exemption	$195,356	$258,532 Land $44,500 Building $214,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 18 Ryker Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 62 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2009)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Ryker Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20