Middlesex County and Milltown Borough property record for 23 Ray St, Milltown, NJ 08850 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1974 |
| Square Footage | 1,974 sqft Living Area |
| Lot Size | 12,001 sqft (0.276 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $652,600 (2024) |
| Tax Bill | $14,875.00 (2025) |
| Primary APN | 11-00068-0000-00035-01 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,974 sqft Living Area |
|---|---|
| 1st Floor | 1,974 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Construction Type | Frame Construction |
| Lot Area | 12,001 sqft (0.276 acres) |
| Depth X Width | 120 ft x 100 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1100068000000035A |
|---|---|
| Street Address | 23 RAY ST |
| City | MILLTOWN |
| State | NJ |
| Zip | 08850-1228 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100X120 |
| Legal Subdivision | JANET GARDENS |
| Legal Block | 68 |
| Legal Lot Number | 35.1 |
| Jurisdiction | MIDDLESEX NJ |
| Minor Civil Division | MILLTOWN |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 6300 |
Source: Middlesex County and Milltown Borough records · APN 11-00068-0000-00035-01
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 RAY ST, MILLTOWN, NJ 08850-1228 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 11, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Apr 29, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 19, 2024 · Amount on Record |
| Deed Sale | Apr 19, 2024 · Amount on Record |
| Prior Sale | Apr 29, 2021 · Amount on Record |
| Deed Doc Number | 202422009 |
| Deed Book / Page | 19443 / 153 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 19, 2024 |
| Property Address | 23 RAY ST, MILLTOWN, NJ 08850-1228 |
| Document Number | 0000022009 |
| Book / Page | 19443 / 153 |
| Instrument Date | Apr 04, 2024 |
| Instrument | 2024022009 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2024 |
| Title Company | CONSOLIDATED TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,746.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 CHERYL CT, MONMOUTH JCT, NJ 08852-2602 |
| Name | Verified Name |
|---|---|
| Address | 23 RAY ST, MILLTOWN, NJ 08850-1228 |
| Document Number | 0000022010 |
|---|---|
| Date | Apr 19, 2024 |
| Instrument | 2024022010 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 01, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 23 RAY ST, MILLTOWN, NJ 08850-1228 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 23 RAY ST, MILLTOWN, NJ 08850-1228 |
| Document Number | 0000062817 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 18979/102 |
| Instrument | 2022062817 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jun 01, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Apr 29, 2021 |
| Property Address | 23 RAY ST, MILLTOWN, NJ 08850-1228 |
| Document Number | 2021058937 |
| Book / Page | 18420 / 1840 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021058937 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2021 |
| Title Company | SEBER TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 DESMET AVE, 7, MILLTOWN, NJ 08850-1904 |
| Name | Verified Name |
|---|---|
| Address | 23 RAY ST, MILLTOWN, NJ 08850-1228 |
| Document Number | 2021058938 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021058938 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 01, 2051 |
Source: Middlesex County and Milltown Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Milltown Borough |
| Unified School District | Milltown Borough School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $214,000 (-) Land $84,800 Building $129,200 | $214,000 (-) Land $84,800 Building $129,200 | |
| 2025 | $14,875.00 (+13.71%) | $214,000 (+10.48%) Land $84,800 Building $129,200 | $214,000 (+10.48%) Land $84,800 Building $129,200 |
| 2024 | $13,082.00 (+2.32%) | ||
| 2023 | $193,700 Land $84,800 Building $108,900 | $193,700 Land $84,800 Building $108,900 | |
| 2022 | $12,786.00 |
Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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