22 Ray St, Milltown, NJ 08850 Property Records

Middlesex County and Milltown Borough property record for 22 Ray St, Milltown, NJ 08850

Property Summary

Property Type	Single Family Home
Details	2,666 sqft · built 1975
Lot Size	0.23 acres (10,001 sqft)
Owner	Individual Name on File
Last Sale	$580,000 (Apr 2021)
Tax Bill	$13,902 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-00067-0000-00002-01`

Property Details

APN / Parcel Number

Primary APN	`11-00067-0000-00002-01`
Alternative APNs	`11000670000000020001` `1100067000000002A`

Interior

Stories	2 Stories
Building Area	2,666 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1100067000000002A
Street Address	22 RAY ST
City	MILLTOWN
State	NJ
Zip	08850-1228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	100X100
Legal Subdivision	JANET GARDENS
Legal Block	67
Legal Lot Number	2.1
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MILLTOWN
Census Block Group	1
Census Block	1005
Census Tract	6300

Owner

22 Ray St is owned and occupied by an individual who bought it in April 2021.

Source: Middlesex County and Milltown Borough records, as of June 30, 2026

Owner of Record	Individual Name on File
Mailing Address	22 RAY ST, MILLTOWN, NJ 08850-1228
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2021 · Amount on File
Deed Sale	Apr 26, 2021 · Amount on File
Prior Sale	Sep 6, 2006 · Amount on File
Deed Document Number	202156807
Deed Book / Page	18413 / 607
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 26, 2021
Property Address	22 RAY ST, MILLTOWN, NJ 08850-1228
Document Number	2021056807
Book / Page	18413 / 607
Instrument Date	Apr 6, 2021
Instrument	2021056807
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	PROVIDENCE ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,973.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12 SYMONDS LN, 12, GLEN GARDNER, NJ 08826-3103

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 RAY ST, MILLTOWN, NJ 08850-1228

Mortgage

Document Number	2021056808
Date	Apr 26, 2021
Instrument	2021056808

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 22 Ray St was $13,902, up 2.9% from the year before.

Source: Middlesex County and Milltown Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Milltown Borough
Unified School District	Milltown Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$200,000 (-) Land $86,500 Building $113,500	$200,000 (-) Land $86,500 Building $113,500
2025	$13,902.00 (+2.92%)	$200,000 Land $86,500 Building $113,500	$200,000 Land $86,500 Building $113,500
2024	$13,508.00
2023		$200,000 Land $86,500 Building $113,500	$200,000 Land $86,500 Building $113,500
2022	$13,202.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 22 Ray St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Ray St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILLTOWN W DEPT serves 7,000 people · EPA ID NJ1212001
Water Source	Purchased surface water from NEW BRUNSWICK W DEPT
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Treatment failure not recorded as resolved · Nov 2025
Treatment and Procedure	Corrosion control Jul 2025 Lead public education Aug 2017
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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