23 Ranchor Dr, Thomasville, NC 27360 Property Records

Davidson County property record for 23 Ranchor Dr, Thomasville, NC 27360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,332 sqft · built 2020
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Dec 2020)
Tax Bill	$3,348 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-338-X-000-0003`

Property Details

APN / Parcel Number

Primary APN	`16-338-X-000-0003`
Alternative APN	`9250712`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,332 sqft Total Area
1st Floor Area	1,684 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Width	100 ft Width
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9250712
Street Address	23 RANCHOR DR
City	THOMASVILLE
State	NC
Zip	27360-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PB33-46 L3 BK2448-150 CHARLESTON PL
Legal Subdivision	CHARLESTON PLACE
Jurisdiction	DAVIDSON NC
Township / Civil Division	THOMASVILLE
Census Block Group	1
Census Block	1024
Census Tract	61101

Owner

23 Ranchor Dr is owned and occupied by two individuals who bought it in December 2020.

Source: Davidson County records, as of October 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23 RANCHOR DR, THOMASVILLE, NC 27360-6122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
Dec 18, 2020	Warranty Deed, Transfer · Conventional with PMI THRIFT INVS PROPS LLC
Mar 24, 2020	Intrafamily Transfer, Transfer · Commercial Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2020 · Amount on File
Deed Sale	Dec 18, 2020 · Amount on File
Prior Sale	May 8, 2002 · Amount on File
Deed Document Number	202028312
Deed Book / Page	2448 / 150
Prior Transfer Date	Mar 24, 2020
Prior Transfer Doc	0024001569
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Recording Date	Jun 8, 2026
Property Address	23 RANCHOR DR, THOMASVILLE, NC 27360-6122
Document Number	0000010676
Book / Page	2760 / 1695
Instrument Date	May 15, 2026
Instrument	202610676
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RANCHOR DR, THOMASVILLE, NC 27360-6122

Mortgage

Document Number	0000010676,
Date	Jun 8, 2026
Book Page	2760/1695
Instrument	202610676

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	342 Months
Due	Dec 1, 2054

Interest

Rate	6.3%
Max Rate	-1%

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Dec 18, 2020
Property Address	23 RANCHOR DR, THOMASVILLE, NC 27360-6122
Document Number	0024480150
Book / Page	002448 / 000150
Instrument Date	Dec 15, 2020
Instrument	28312
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23 RANCHOR DR THOMASVILLE NC 27360, THOMASVILLE, NC 27360

Mortgage

Document Number	24480152
Date	Dec 18, 2020
Book Page	002448/000152
Instrument	28313

Lender

Name	THRIFT INVS PROPS LLC
Address	PO BOX 3038, THOMASVILLE, NC 27361-3038

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 17, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DAVIDSON NC
Recording Date	Mar 24, 2020
Property Address	23 RANCHOR DR, THOMASVILLE, NC 27360-6122
Document Number	0024001569
Book / Page	2400 / 1569
Map Reference	MB 33 PG 46
Instrument Date	Mar 24, 2020
Instrument	2020000006477
Transaction Type	Transfer
Record Updated	Aug 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 3038, THOMASVILLE, NC 27361-3038

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3038, THOMASVILLE, NC 27361-3038

Mortgage

Document Number	2020000006478
Date	Mar 24, 2020
Instrument	2020000006478

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 23 Ranchor Dr was $3,348.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Thomasville City
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$293,020 (-)	$293,020 (-) Land $20,000 Building $273,020
2025	$3,348.00	$293,020	$293,020 Land $20,000 Building $273,020
2023	$3,399.00	$293,020	$293,020 Land $20,000 Building $273,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Ranchor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2023–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Ranchor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Windstream Cable	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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