15 Ranchor Dr, Thomasville, NC 27360 Property Records

Davidson County property record for 15 Ranchor Dr, Thomasville, NC 27360

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,188 sqft · built 2001
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Apr 2008)
Tax Bill	$1,563 (2026)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-338-X-000-0001`

Property Details

APN / Parcel Number

Primary APN	`16-338-X-000-0001`
Alternative APN	`9095151`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,188 sqft Total Area
1st Floor Area	1,366 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Width	100 ft Width
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	110 sqft
Patio Area	250 sqft
Storage Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9095151
Street Address	15 RANCHOR DR
City	THOMASVILLE
State	NC
Zip	27360-6122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	PB33-46 L1 BK1859-335 CHARLESTON PL
Legal Subdivision	CHARLESTON PLACE
Jurisdiction	DAVIDSON NC
Township / Civil Division	THOMASVILLE
Census Block Group	1
Census Block	1024
Census Tract	61101

Owner

15 Ranchor Dr is owned and occupied by an individual who bought it in April 2008.

Source: Davidson County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	15 RANCHOR DR, THOMASVILLE, NC 27360-6122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit COGENT BANK
Jan 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2008 · Amount on File
Deed Sale	Apr 21, 2008 · Amount on File
Prior Sale	Aug 8, 2002 · Amount on File
Deed Document Number	20089779
Deed Book / Page	1859 / 335
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	15 RANCHOR DR, THOMASVILLE, NC 27360-6122
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 RANCHOR DR, THOMASVILLE, NC 27360-6122

Mortgage

Document Number	0026101690
Date	Jul 31, 2023
Book Page	2610/1690
Instrument	2023013377

Lender

Name	COGENT BANK
Type	Bank
Address	HIGH POINT, NC 27262

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 18, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	15 RANCHOR DR, THOMASVILLE, NC 27360-6122
Transaction Type	Mortgage
Record Updated	Feb 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024550410
Date	Jan 28, 2021
Book Page	2455/410
Instrument	2021000002145

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 15 Ranchor Dr was $1,563, up 1.6% from the year before.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Municipality	Thomasville City
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,563.00 (+1.56%)	$134,770 (-)	$134,770 (-) Land $25,000 Building $109,770
2025	$1,539.00	$134,770	$134,770 Land $25,000 Building $109,770
2023	$1,528.00	$131,810	$131,810 Land $25,000 Building $106,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Ranchor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2023–2024)
Most Recent Claim	Jan 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Ranchor Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Windstream Cable	1,000 / 25

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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