23 Ram St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 23 Ram St, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2017
Lot Size	0.35 acres (15,246 sqft)
Owner	Company Name on Record
Tax Bill	$1,056 (2023)
Deeds & Mortgages	Nov 2019 Transfer Dec 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077048N A 01301`

Property Details

APN / Parcel Number

Primary APN	`077048N A 01301`
Alternative APN	`048N A 01301`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Lot Dimensions	90 ft deep x 165 ft wide
Terrain	Rolling
Porch	Slab
Porch Area	120 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	23 RAM ST
City	DUNLAP
State	TN
Zip	37327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: CAIN DEVELOPMENT SUB
Legal Subdivision	CAIN DEVELOPMENT SUB
Legal Lot Number	11B
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	60104

Owner

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 666, DUNLAP, TN 37327-0666
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS
Jun 22, 2017	Deed of Trust, Mortgage · Conventional with PMI CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2011
Deed Sale	Aug 4, 2011
Prior Sale	Mar 3, 2006 · Amount on Record
Deed Book / Page	287 / 140
Last Transfer Date	May 30, 2024
Transfer Doc	0000001420
Record Updated	Sep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Nov 13, 2019
Property Address	23 RAM ST, DUNLAP, TN 37327
Document Number	0000002325
Book / Page	000389 / 000269
Instrument Date	Nov 13, 2019
Instrument	2325
Transaction Type	Transfer
Record Updated	Nov 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	360 ELM ST DUNLAP TN 373273519, DUNLAP, TN 37327-3519

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	23 RAM ST, DUNLAP, TN 37327
Document Number	0000002647
Book / Page	000362 / 000797
Instrument Date	Dec 28, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	360 ELM ST DUNLAP TN 37327, DUNLAP, TN 37327

Mortgage

Document Number	0000002647
Date	Dec 28, 2017
Book Page	000362/000797
Instrument	2647

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	23 RAM ST, DUNLAP, TN 37327
Document Number	0000001294
Book / Page	000356 / 000188
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 7, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 CAIN ST DUNLAP TN 373273620, DUNLAP, TN 37327-3620

Mortgage

Document Number	0000001294
Date	Jun 28, 2017
Book Page	000356/000188
Instrument	1294

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jun 27, 2032

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,700 (-) Land $3,750 Building $39,950
2023	$1,056.00 (+26.32%)	$43,700 (+73.41%) Land $3,750 Building $39,950	$174,800 (+73.41%) Land $15,000 Building $159,800
2022	$836.00	$25,200 Land $2,200 Building $23,000	$100,800 Land $8,800 Building $92,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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