104 Ram St, Dunlap, TN 37327 Property Records

Sequatchie County property record for 104 Ram St, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,200 sqft · built 2020
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Mar 2006)
Tax Bill	$1,089 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`077048N A 01303`

Property Details

APN / Parcel Number

Primary APN	`077048N A 01303`
Alternative APN	`048N A 01303`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,295 sqft (0.42 acres)
Lot Dimensions	75 ft deep x 165 ft wide
Terrain	Rolling
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	104 RAM ST
City	DUNLAP
State	TN
Zip	37327-3534
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 4; SUBDIVISION: CAIN DEVELOPMENT SUB
Legal Subdivision	CAIN DEVELOPMENT SUB
Legal Lot Number	11D
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	7
Census Block Group	1
Census Block	1008
Census Tract	60104

Owner

104 Ram St is owned by an individual who bought it in March 2006.

Source: Sequatchie County records, as of April 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	79 HILLSIDE DR, DUNLAP, TN 37327-3600
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Nov 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS TRI-COUNTY BANK
Aug 28, 2020	Deed of Trust, Construction Loan · Construction Mortgage CITIZENS TRI-CNTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 3, 2006 · Amount on File
Deed Sale	Mar 3, 2006 · Amount on File
Prior Sale	Aug 5, 1998 · Amount on File
Deed Book / Page	207 / 465
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	104 RAM ST, DUNLAP, TN 37327-3534
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003666
Date	Nov 23, 2021
Book Page	431/351
Instrument	21003666

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	104 RAM ST, DUNLAP, TN 37327-3534
Transaction Type	Mortgage
Record Updated	Mar 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003667
Date	Nov 23, 2021
Book Page	431/370
Instrument	21003667

Lender

Name	CITIZENS TRI-COUNTY BANK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

August 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Recording Date	Aug 28, 2020
Property Address	104 RAM ST, DUNLAP, TN 37327-3534
Document Number	0000002072
Book / Page	000403 / 000350
Instrument Date	Aug 19, 2020
Instrument	2072
Transaction Type	Construction Loan
Record Updated	Sep 29, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 CAIN ST DUNLAP TN 373273620, DUNLAP, TN 37327-3620

Mortgage

Document Number	0000002072
Date	Aug 28, 2020
Book Page	000403/000350
Instrument	2072

Lender

Name	CITIZENS TRI-CNTY BK
Type	Bank
Address	DUNLAP, TN 37327

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 27, 2021

Tax Assessment & Valuation

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Municipality	Dunlap City
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,100 Land $3,750 Building $41,350
2023	$1,089.00 (+31.2%)	$45,100 (+80.4%) Land $3,750 Building $41,350	$180,400 (+80.4%) Land $15,000 Building $165,400
2022	$830.00	$25,000 Land $2,200 Building $22,800	$100,000 Land $8,800 Building $91,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 104 Ram St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 104 Ram St is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 71% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUNLAP WATER SYSTEM serves 9,782 people · EPA ID TN0000205
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

May also be available: Verizon.

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