Essex County and Montclair Township property record for 23 Prospect Ter, Montclair, NJ 07042
| Property Type | Single Family Home |
|---|---|
| Details | 4,435 sqft · built 1919 |
| Lot Size | 0.251 acres (10,935 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,300,000 (Dec 2025) |
| Tax Bill | $26,904 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-02111-0000-00010 |
| Primary APN | 13-02111-0000-00010 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,435 sqft Living Area |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Construction Type | Frame |
| Lot Area | 10,935 sqft (0.251 acres) |
| Lot Dimensions | 135 ft deep x 81 ft wide |
| Parking Spaces | 1 Parking Space |
| Old Parcel Number | 130211100010 |
|---|---|
| Street Address | 23 PROSPECT TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-3204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 81X135 IRR |
| Legal Block | 2111 |
| Legal Lot Number | 10 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 17000 |
23 Prospect Ter is owned by a company that bought it in December 2025.
Source: Essex County and Montclair Township records, as of October 8, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4 SLOAN ST STE 2F, 2F, PINE BROOK, NJ 07058 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 8, 2025 · Amount on File |
| Deed Sale | Dec 8, 2025 · Amount on File |
| Deed Document Number | 202575978 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 23 PROSPECT TER, MONTCLAIR, NJ 07042-3204 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2026 |
| Title Company | VESTED LAND SERVICES LLC, VESTED LAND SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4 PROSPECT PL, PINE BROOK, NJ 07058-9754 |
| Document Number | 0000075979 |
|---|---|
| Date | Dec 8, 2025 |
| Instrument | 2025075979 |
| Name | HAMILTON SQUARE CAPITAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEW YORK, NY 10001 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Nov 25, 2026 |
The 2025 property tax bill for 23 Prospect Ter was $26,904, up 3.3% from the year before.
Source: Essex County and Montclair Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $765,200 (-) Land $296,600 Building $468,600 | $765,200 (-) Land $296,600 Building $468,600 | |
| 2025 | $26,904.00 (+3.32%) | $765,200 Land $296,600 Building $468,600 | $765,200 Land $296,600 Building $468,600 |
| 2024 | $26,039.00 | ||
| 2023 | $765,200 Land $296,600 Building $468,600 | $765,200 Land $296,600 Building $468,600 | |
| 2022 | $25,159.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 23 Prospect Ter in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 23 Prospect Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 495 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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